Iredell County property record for 126 Ridge Bluff Rd, Mooresville, NC 28115
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,369 sqft · built 2007 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Mar 2020) |
| Tax Bill | $2,740 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4657-73-2109.000 |
| Primary APN | 4657-73-2109.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,369 sqft Heated Area |
| Gross Area | 1,861 sqft |
| 1st Floor Area | 641 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,920 sqft (0.09 acres) |
| Lot Width | 34 ft Width |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80070060 |
|---|---|
| Street Address | 126 RIDGE BLUFF RD |
| City | MOORESVILLE |
| State | NC |
| Zip | 28115-2496 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RG |
| Legal Description | L145 HIGH RIDGE TOWNHOMES PB 58-72 PH2 |
| Legal Subdivision | HIGH RIDGE |
| Legal Block | 73 |
| Legal Lot Number | 145 |
| Jurisdiction | IREDELL NC |
| Township / Civil Division | CODDLE CREEK |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 61601 |
126 Ridge Bluff Rd, a townhouse, is owned and occupied by an individual who bought it in March 2020.
Source: Iredell County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 126 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 23, 2020 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 23, 2020 · Amount on File |
| Deed Sale | Mar 23, 2020 · Amount on File |
| Prior Sale | Mar 17, 2017 · Amount on File |
| Deed Book / Page | 2685 / 1086 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Mar 23, 2020 |
| Property Address | 126 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Document Number | 26851086 |
| Book / Page | 2685 / 1086 |
| Map Reference | MB 58 PG 72 |
| Instrument Date | Mar 23, 2020 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4205 TODDINGTON LN, 4205, MATTHEWS, NC 28105-9300 |
| Name | Verified Name |
|---|---|
| Address | 126 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Document Number | 26851088 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2685/1088 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | IREDELL NC |
| Recording Date | Mar 17, 2017 |
| Property Address | 126 RIDGE BLUFF RD, MOORESVILLE, NC 28115-2496 |
| Document Number | 24791076 |
| Book / Page | 2479 / 1076 |
| Map Reference | MB 58 PG 72 |
| Instrument Date | Mar 17, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 7, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 VICTORIA PARK DR APT 1305, 1000, DAVENPORT, FL 33896-3193 |
| Name | Verified Name |
|---|---|
| Address | 4205 TODDINGTON LN, MATTHEWS, NC 28105-9300 |
| Document Number | 24791078 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 2479/1078 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2047 |
The 2025 property tax bill for 126 Ridge Bluff Rd was $2,740, up 2.2% from the year before.
Source: Iredell County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Iredell County |
| Municipality | Mooresville Town |
| Unified School District | Mooresville City Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $217,530 (-) Land $33,000 Building $184,530 | $217,530 (-) Land $33,000 Building $184,530 | |
| 2025 | $2,740.00 (+2.24%) | $217,530 (-) Land $33,000 Building $184,530 | $217,530 (-) Land $33,000 Building $184,530 |
| 2024 | $2,680.00 (+0.9%) | $217,530 (-) Land $33,000 Building $184,530 | $217,530 (-) Land $33,000 Building $184,530 |
| 2023 | $2,656.00 (+36.7%) | $217,530 (+60.7%) Land $33,000 Building $184,530 | $217,530 (+60.7%) Land $33,000 Building $184,530 |
| 2022 | $1,943.00 | $135,360 Land $20,000 Building $115,360 | $135,360 Land $20,000 Building $115,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 126 Ridge Bluff Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 126 Ridge Bluff Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MOORESVILLE serves 54,455 people · EPA ID NC0149015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| TDS Telecom Cable · Fiber in parts of the area | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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