140 Gracewood Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 140 Gracewood Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,917 sqft · built 1964
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Owner Names on Record
Last Sale	$118,000 (Sep 1997)
Tax Bill	$5,192 (2024)
Deeds & Mortgages	Jul 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`O68 00312 0013`

Property Details

APN / Parcel Number

Primary APN	`O68 00312 0013`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,917 sqft Living Area
1st Floor Area	1,293 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Lot Area	17,424 sqft
Lot Dimensions	155 ft deep x 257 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	364 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	140 GRACEWOOD DR
City	DAYTON
State	OH
Zip	45458-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	808 CONCEPT 3 SEC 10
Legal Subdivision	CONCEPT 3 SEC 10
Legal Lot Number	13
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3022
Census Tract	40302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	140 GRACEWOOD DR, DAYTON, OH 45458-2505
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
May 7, 2018	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 1997 · Amount on Record
Deed Sale	Sep 15, 1997 · Amount on Record
Deed Document Number	0000623B10
Deed Book / Page	O68
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	140 GRACEWOOD DR, DAYTON, OH 45458-2505
Document Number	0000041350
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 19, 2020
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 GRACEWOOD DR CENTERVILLE OH 454582505, CENTERVILLE, OH 45458-2505

Mortgage

Document Number	0000041350
Date	Jul 20, 2020
Instrument	41350

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	140 GRACEWOOD DR, DAYTON, OH 45458-2505
Document Number	0000030014
Instrument Date	May 7, 2018
Transaction Type	Mortgage
Record Updated	Jun 8, 2018
Title Company	COMMONWEALTH USA SETTLEMENTS L

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	140 GRACEWOOD DR CENTERVILLE OH 454582505, CENTERVILLE, OH 45458-2505

Mortgage

Document Number	0000030014
Date	May 23, 2018
Instrument	30014

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$81,860 (-) Land $14,390 Building $67,470
2024	$5,192.00 (+9.17%)
2023	$4,756.00 (+8.56%)	$81,860 (+36.91%) Land $14,390 Building $67,470	$233,880 (+36.92%) Land $41,100 Building $192,780
2022	$4,381.00	$59,790 Land $10,500 Building $49,290
2020			$170,820 Land $30,000 Building $140,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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