115 Gracewood Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 115 Gracewood Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1965
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Owner Names on Record
Last Sale	$121,000 (Aug 2011)
Tax Bill	$4,683 (2024)
Deeds & Mortgages	Nov 2025 Line of Credit Mar 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`O68 00312 0006`

Property Details

APN / Parcel Number

Primary APN	`O68 00312 0006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,520 sqft Living Area
1st Floor Area	1,520 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	20,909 sqft
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	152 sqft
Deck Area	560 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	115 GRACEWOOD DR
City	DAYTON
State	OH
Zip	45458-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	787 CONCEPT 3 SEC 10
Legal Subdivision	CONCEPT 3 SEC 10
Legal Lot Number	6
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3019
Census Tract	40302

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	115 GRACEWOOD DR, DAYTON, OH 45458-2504
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Mar 26, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2011 · Amount on Record
Deed Sale	Aug 24, 2011 · Amount on Record
Deed Document Number	0000049725
Last Transfer Date	Aug 25, 2011
Transfer Doc	0000049725
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	115 GRACEWOOD DR, DAYTON, OH 45458-2504
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, ENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GRACEWOOD DR, DAYTON, OH 45458-2504

Mortgage

Document Number	0000065924
Date	Nov 20, 2025
Instrument	2025-00065924

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	115 GRACEWOOD DR, DAYTON, OH 45458-2504
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 GRACEWOOD DR, DAYTON, OH 45458-2504

Mortgage

Document Number	0000024683
Date	Mar 26, 2021
Instrument	2021-00024683

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$73,810 (-) Land $14,390 Building $59,420
2024	$4,683.00 (+9.16%)
2023	$4,290.00 (+8.58%)	$73,810 (+36.94%) Land $14,390 Building $59,420	$210,860 (+36.91%) Land $41,100 Building $169,760
2022	$3,951.00	$53,900 Land $10,500 Building $43,400
2020			$154,010 Land $30,000 Building $124,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

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