125 Gracewood Dr, Dayton, OH 45458 Property Records

Montgomery County property record for 125 Gracewood Dr, Dayton, OH 45458

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,077 sqft · built 1965
Lot Size	0.695 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$115,000 (Jun 2000)
Tax Bill	$5,514 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`O68-00312-0005`

Property Details

APN / Parcel Number

Primary APN	`O68-00312-0005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,077 sqft Living Area
Gross Area	2,588 sqft
1st Floor Area	1,597 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	30,492 sqft (0.695 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	511 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	80 sqft
Patio Area	108 sqft
Canopy	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 GRACEWOOD DR
City	DAYTON
State	OH
Zip	45458-2504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	786 CONCEPT 3 SEC 10
Legal Subdivision	CONCEPT 3
Legal Lot Number	5
Jurisdiction	MONTGOMERY OH
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3019
Census Tract	40302

Owner

Source: Montgomery County records, as of August 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	125 GRACEWOOD DR, DAYTON, OH 45458-2504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN WIZ INC
Mar 18, 2019	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2000 · Amount on Record
Deed Sale	Jun 22, 2000 · Amount on Record
Deed Book / Page	00-0399 / A03
Last Transfer Date	Nov 28, 2000
Transfer Doc	0000837D03
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 18, 2026
Property Address	125 GRACEWOOD DR, DAYTON, OH 45458-2504
Document Number	0000049220
Instrument Date	Aug 11, 2026
Instrument	202649220
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman, 286
Address	125 GRACEWOOD DR, DAYTON, OH 45458-2504
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049220,
Date	Aug 18, 2026
Instrument	202649220

Lender

Name	LOAN WIZ INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY OH
Property Address	125 GRACEWOOD DR, DAYTON, OH 45458-2504
Document Number	0000015870
Instrument Date	Mar 18, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	125 GRACEWOOD DR CENTERVILLE OH 454582504, CENTERVILLE, OH 45458-2504

Mortgage

Document Number	0000015870
Date	Apr 1, 2019
Instrument	15870

Lender

Name	PNC BK
Type	Bank
Address	CENTERVILLE, OH 45459

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
County Subdivision	Washington Township
Municipality	Centerville City
Unified School District	Centerville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,514.00 (-0.16%)	$86,960 (-) Land $14,390 Building $72,570	$248,430 (-) Land $41,100 Building $207,330
2024	$5,523.00 (+9.34%)
2023	$5,051.00 (+8.58%)	$86,960 (+36.92%) Land $14,390 Building $72,570	$248,430 (+36.91%) Land $41,100 Building $207,330
2022	$4,652.00	$63,510 Land $10,500 Building $53,010
2020			$181,450 Land $30,000 Building $151,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: altafiber Network Solutions.

Nearby Properties on Gracewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures