140 E Rose St, Owatonna, MN 55060 Property Records

Steele County property record for 140 E Rose St, Owatonna, MN 55060

Property Summary

Property Type	Commercial
Details	1,337 sqft · built 1895
Lot Size	0.142 acres (6,186 sqft)
Owner	Company Name on Record
Last Sale	$89,000 (Jan 2020)
Tax Bill	$2,974 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jan 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-104-0109`

Property Details

APN / Parcel Number

Primary APN	`17-104-0109`

Interior

Building Area	1,337 sqft Building Perimeter
1st Floor Area	592 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Lot Area	6,186 sqft (0.142 acres)

Location & Zoning

Street Address	140 E ROSE ST
City	OWATONNA
State	MN
Zip	55060-2424
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PETTIT BLK 1 LOT 9 PETTITS
Legal Section	TW
Legal Subdivision	PETTIT
Legal Block	1
Legal Lot Number	9
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1021
Census Tract	960400

Owner

Source: Steele County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	940 COTTER PL NE, OWATONNA, MN 55060-1900
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2020	Deed of Trust, Mortgage · Commercial Mortgage PROFINIUM INC
Jan 14, 2020	Warranty Deed, Transfer
Feb 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2020 · Amount on Record
Deed Sale	Jan 14, 2020 · Amount on Record
Deed Document Number	2020427348
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	140 E ROSE ST, OWATONNA, MN 55060-2424
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000427338
Date	Jan 14, 2020
Instrument	A000427338

Lender

Name	PROFINIUM INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 10, 2035

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Jan 14, 2020
Property Address	140 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000427348
Instrument Date	Jan 8, 2020
Instrument	A000427348
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Tax	$293.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 COTTER PL NE, OWATONNA, MN 55060-1900

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Feb 1, 2017
Property Address	140 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000411702
Instrument Date	Jan 30, 2017
Instrument	A000411702
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	940 COTTER PL NE, OWATONNA, MN 55060-1900

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,974.00 (+8.22%)	$145,700 (+4.67%) Land $52,100 Building $93,600	$145,700 (+4.67%) Land $52,100 Building $93,600
2025	$2,748.00 (+8.27%)	$139,200 (+15.71%) Land $48,300 Building $90,900	$139,200 (+15.71%) Land $48,300 Building $90,900
2023	$2,538.00	$120,300 Land $48,300 Building $72,000	$120,300 Land $48,300 Building $72,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2004–2016)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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