120 E Rose St, Owatonna, MN 55060 Property Records

Steele County property record for 120 E Rose St, Owatonna, MN 55060

Property Summary

Property Type	Commercial
Lot Size	0.082 acres (3,572 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,196 (2026)
Deeds & Mortgages	Sep 2025 Transfer Feb 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-104-0105`

Property Details

APN / Parcel Number

Primary APN	`17-104-0105`

Exterior

Lot Area	3,572 sqft (0.082 acres)

Location & Zoning

Street Address	120 E ROSE ST
City	OWATONNA
State	MN
Zip	55060-2424
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	PETTIT BLK 1 W 28'7'' OF LOT 5 PETTITS
Legal Section	TW
Legal Subdivision	PETTIT
Legal Block	1
Legal Lot Number	5
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1021
Census Tract	960400

Owner

Source: Steele County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	832 16TH ST SE, OWATONNA, MN 55060-4124
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2025	Transfer on Death Deed, Transfer
Feb 14, 2023	Transfer on Death Deed, Transfer
Mar 4, 2022	Quit Claim Deed, Transfer Quitclaim
Apr 7, 2022	Contract Sale, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEELE MN
Recording Date	Sep 18, 2025
Property Address	120 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000458304
Instrument Date	Sep 17, 2025
Instrument	A000458304
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1716 PRAIRIE LN NE, OWATONNA, MN 55060-5111

February 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	STEELE MN
Recording Date	Feb 14, 2023
Property Address	120 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000446455
Instrument Date	Feb 13, 2023
Instrument	A000446455
Transaction Type	Transfer
Record Updated	Mar 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1716 PRAIRIE LN NE, OWATONNA, MN 55060-5111

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1716 PRAIRIE LN NE, OWATONNA, MN 55060-5111

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEELE MN
Recording Date	Mar 4, 2022
Property Address	120 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000441658
Instrument Date	Mar 2, 2022
Instrument	A000441658
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Tax	$1.65
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	832 16TH ST SE, OWATONNA, MN 55060-4124

April 2022: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	STEELE MN
Recording Date	Apr 7, 2022
Property Address	120 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000442208
Instrument Date	Mar 1, 2022
Instrument	A000442208
Transaction Type	Transfer
Record Updated	Oct 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1716 PRAIRIE LN NE, OWATONNA, MN 55060-5111

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,196.00 (+0.5%)	$37,400 (+4.76%) Land $37,400	$37,400 (+4.76%) Land $37,400
2025	$1,190.00 (-7.61%)	$35,700 (-) Land $35,700	$35,700 (-) Land $35,700
2023	$1,288.00	$35,700 Land $35,700	$35,700 Land $35,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2004–2016)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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