144 E Rose St, Owatonna, MN 55060 Property Records

Steele County property record for 144 E Rose St, Owatonna, MN 55060

Property Summary

Property Type	Triplex
Details	3 bd · 2 ba · 1,711 sqft · built 1880
Lot Size	0.142 acres (6,186 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Aug 2018)
Tax Bill	$2,144 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Oct 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`17-104-0110`

Property Details

APN / Parcel Number

Primary APN	`17-104-0110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,711 sqft Finished Area
Basement Area	406 sqft
Unfinished Basement	406 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Triplex
Exterior Material	Metal
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,186 sqft (0.142 acres)
Garage Type	Mixed
Garage Area	240 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	144 E ROSE ST
City	OWATONNA
State	MN
Zip	55060-2424
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	PETTIT BLK 1 LOT 10 PETTITS
Legal Section	TW
Legal Subdivision	PETTIT
Legal Block	1
Legal Lot Number	10
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	1
Census Block	1021
Census Tract	960400

Owner

Source: Steele County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	144 E ROSE ST, OWATONNA, MN 55060-2424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST CO
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK MANKATO
Aug 8, 2018	Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SVCS
Dec 7, 2017	Deed, Transfer
Aug 4, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2018 · Amount on Record
Deed Sale	Aug 8, 2018 · Amount on Record
Prior Sale	Dec 7, 2017
Deed Document Number	2018419558
Prior Transfer Date	Mar 15, 2016
Prior Transfer Doc	0000406640
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	144 E ROSE ST, OWATONNA, MN 55060-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000412498
Date	Apr 10, 2017
Instrument	A000412498

Lender

Name	COMMUNITY BANK & TRUST CO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	144 E ROSE ST, OWATONNA, MN 55060-2424
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000415394
Date	Oct 23, 2017
Instrument	A000415394

Lender

Name	COMMUNITY BANK MANKATO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Aug 8, 2018
Property Address	144 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000419558
Instrument Date	Aug 6, 2018
Instrument	A000419558
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 E ROSE ST, OWATONNA, MN 55060-2424

Mortgage

Document Number	A000419559
Date	Aug 8, 2018
Instrument	A000419559

Lender

Name	CARRINGTON MORTGAGE SVCS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Dec 7, 2017
Property Address	144 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000416127
Instrument Date	Dec 1, 2017
Instrument	A000416127
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEELE MN
Recording Date	Aug 4, 2017
Property Address	144 E ROSE ST, OWATONNA, MN 55060-2424
Document Number	A000414136
Instrument Date	May 25, 2017
Instrument	A000414136
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,144.00 (-1.92%) Homeowner's exemption	$176,900 (+8.46%) Land $35,500 Building $141,400	$176,900 (+8.46%) Land $35,500 Building $141,400
2025	$2,186.00 (+2.44%) Homeowner's exemption	$163,100 (+6.25%) Land $34,000 Building $129,100	$163,100 (+6.25%) Land $34,000 Building $129,100
2023	$2,134.00 Homeowner's exemption	$153,500 Land $34,000 Building $119,500	$153,500 Land $34,000 Building $119,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	12 (2004–2016)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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