140 E Branch St, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 140 E Branch St, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 832 sqft · built 1940
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Last Sale	$355,000 (Oct 2007)
Tax Bill	$4,962 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2023 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`090-385-022`

Property Details

APN / Parcel Number

Primary APN	`090-385-022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	832 sqft Living Area
1st Floor Area	832 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Wood
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	140 E BRANCH ST
City	NIPOMO
State	CA
Zip	93444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	TN NIPOMO FAIRVW TR BL 2 LT 17
Legal Subdivision	FAIRVIEW
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	3
Census Block	3022
Census Tract	12406

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 451, NIPOMO, CA 93444-0451
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit COASTHILLS CU
Apr 24, 2023	Deed of Trust, Mortgage · Line of Credit AIM CU
Feb 25, 2022	Intrafamily Transfer, Transfer
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD
May 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2007 · Amount on Record
Deed Sale	Oct 2, 2007 · Amount on Record
Prior Sale	Jan 27, 2005 · Amount on Record
Deed Document Number	200765458
Last Transfer Date	Feb 23, 2022
Transfer Doc	0000008920
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	140 E BRANCH ST, NIPOMO, CA 93444
Transaction Type	Mortgage
Record Updated	Feb 9, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 451, NIPOMO, CA 93444-0451

Mortgage

Document Number	0000002513
Date	Jan 28, 2026
Instrument	2026002513

Lender

Name	COASTHILLS CU
Type	Credit Union
Address	SANTA MARIA, CA 93454

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jan 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	140 E BRANCH ST, NIPOMO, CA 93444
Transaction Type	Mortgage
Record Updated	May 4, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 451, NIPOMO, CA 93444-0451

Mortgage

Document Number	0000011088
Date	Apr 24, 2023
Instrument	2023011088

Lender

Name	AIM CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 25, 2022
Property Address	140 E BRANCH ST, NIPOMO, CA 93444
Document Number	0000008920
Map Reference	MB A PG 88
Instrument Date	Feb 23, 2022
Instrument	2022008920
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 451, NIPOMO, CA 93444-0451

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	140 E BRANCH ST, NIPOMO, CA 93444
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	140 E BRANCH ST, NIPOMO, CA 93444-5005

Mortgage

Document Number	0000010236
Date	Feb 9, 2021
Instrument	2021010236

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	140 E BRANCH ST, NIPOMO, CA 93444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025597
Date	May 27, 2020
Instrument	2020025597

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company
Address	HOUSTON, TX 77043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$475,605 (+2%) Land $370,401 Building $105,204
2025	$4,962.00 (+4.66%)	$466,281 (+4.04%) Land $363,139 Building $103,142
2023	$4,741.00 (+1.54%)	$448,177 Land $349,039 Building $99,138
2022	$4,669.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (2001–2023)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NIPOMO COMM SERVICES DIST serves 13,771 people · EPA ID CA4010026
Water Source	Purchased surface water from CITY OF SANTA MARIA UTILITIES DEPARTMENT
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T, Verizon.

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