Schenectady County and Schenectady City property record for 140 Clement Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,923 sqft · built 1949 |
| Lot Size | 0.19 acres (8,280 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,600 (Nov 2018) |
| Tax Bill | $7,622 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.64-1-24 |
| Primary APN | 421500 60.64-1-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,923 sqft Living Area |
| 1st Floor Area | 1,144 sqft |
| 2nd Floor Area | 779 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Colonial |
| Exterior Material | Composition/Composite |
| Foundation Type | Raised |
| Lot Area | 8,280 sqft (0.19 acres) |
| Lot Dimensions | 120 ft deep x 69 ft wide |
| Garage Type | Attached |
| Garage Area | 242 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 156 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 140 CLEMENT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | ROMANO MANOR PT 662 1X WOOD AND GARAGE |
| Legal Subdivision | MAP OF ROMANO MANOR |
| Legal Block | 1 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 21802 |
140 Clement Ave is owned and occupied by an individual who bought it in November 2018.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 CLEMENT AVE, SCHENECTADY, NY 12304-4003 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Nov 9, 2018 | Administrator's Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 9, 2018 · Amount on File |
| Deed Sale | Nov 9, 2018 · Amount on File |
| Deed Document Number | 201849659 |
| Deed Book / Page | 1999 / 612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 140 CLEMENT AVE, SCHENECTADY, NY 12304-4003 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2021 |
| Name | Verified Name |
|---|---|
| Address | 140 CLEMENT AVE, SCHENECTADY, NY 12304-4003 |
| Document Number | 0000062560 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 5178/209 |
| Instrument | 202162560 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 9, 2018 |
| Property Address | 140 CLEMENT AVE, SCHENECTADY, NY 12304-4003 |
| Document Number | 0000049659 |
| Book / Page | 1999 / 612 |
| Instrument Date | Oct 29, 2018 |
| Instrument | 201849659 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $504.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1080 HEGERNAN ST, 1080, SCHENECTADY, NY 12306 |
| Name | Verified Name |
|---|---|
| Address | 203 CLEMENT AVE, SCHENECTADY, NY 12304-4047 |
| Document Number | 0000049660 |
|---|---|
| Date | Nov 9, 2018 |
| Instrument | 201849660 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2048 |
The 2026 property tax bill for 140 Clement Ave was $7,622, up 1.7% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,622.00 (+1.74%) | ||
| 2025 | $7,492.00 | $155,100 Land $23,300 Building $131,800 | $256,831 Land $38,583 Building $218,248 |
| 2023 | $155,100 (-) Land $23,300 Building $131,800 | $196,329 (+3.8%) Land $29,494 Building $166,835 | |
| 2022 | $155,100 Land $23,300 Building $131,800 | $189,146 Land $28,415 Building $160,731 | |
| 2021 | $7,206.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 140 Clement Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 140 Clement Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 619 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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