Schenectady County and Schenectady City property record for 46 Clement Ave, Schenectady, NY 12304 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,230 sqft · built 1925 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Jun 1994) |
| Tax Bill | $3,616 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 60.71-2-19.1 |
| Primary APN | 421500 60.71-2-19.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,230 sqft Living Area |
| 1st Floor Area | 984 sqft |
| Upper Floors Area | 246 sqft |
| Attic | Attic |
| Attic Area | 246 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 120 ft deep x 150 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 456 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 46 CLEMENT AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 27 1 WOOD |
| Legal Block | 2 |
| Legal Lot Number | 19.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 21802 |
Source: Schenectady County and Schenectady City records · APN 421500 60.71-2-19.1
Assessment roll updated April 14, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 CLEMENT AVE, SCHENECTADY, NY 12304-4004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 23, 1994 · Amount on Record |
| Deed Sale | Jun 23, 1994 · Amount on Record |
| Prior Sale | Nov 05, 1993 · Amount on Record |
| Deed Book / Page | 1423 / 341 |
| Last Transfer Date | Jun 04, 2019 |
| Transfer Doc | 0000025093 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 46 CLEMENT AVE, SCHENECTADY, NY 12304-4004 |
| Transaction Type | Mortgage |
| Record Updated | Aug 02, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 46 CLEMENT AVE, SCHENECTADY, NY 12304-4004 |
| Document Number | 0000037394 |
|---|---|
| Date | Jul 18, 2022 |
| Book Page | 5241/566 |
| Instrument | 202237394 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Aug 01, 2047 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,616.00 (+40.97%) | $124,000 (-) Land $31,100 Building $92,900 | $205,332 (+30.82%) Land $51,499 Building $153,833 |
| 2023 | $124,000 (-) Land $31,100 Building $92,900 | $156,962 (+3.8%) Land $39,367 Building $117,595 | |
| 2022 | $124,000 Land $31,100 Building $92,900 | $151,220 Land $37,927 Building $113,293 | |
| 2021 | $2,565.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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