110 Clement Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 110 Clement Ave, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 593 sqft · built 1950
Lot Size0.232 acres (10,125 sqft)
OwnerIndividual Name on File
Last Sale$158,000 (Nov 2025)
Tax Bill$3,457 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Nov 2018 Sale
Flood ZoneZone X (minimal risk)
APN421500 60.64-1-1

Property Details

APN / Parcel Number

Primary APN421500 60.64-1-1
Alternative APN
  • 150006006400010010000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area593 sqft Living Area
1st Floor Area593 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area10,125 sqft (0.232 acres)
Lot Dimensions135 ft deep x 75 ft wide
Garage TypeDetached
Garage Area260 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area90 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address110 CLEMENT AVE
CitySCHENECTADY
StateNY
Zip12304-4003
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK C 1 WOOD AND GARAGE
Legal SubdivisionROMANO MANOR
Legal Block1
Legal Lot Number1.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group3
Census Block3011
Census Tract21802

Owner

Source: Schenectady County and Schenectady City records · APN 421500 60.64-1-1

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 GLEN ST, RENSSELAER, NY 12144-1927
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2025Warranty Deed, Transfer · Conventional Mortgage
BROADVIEW FCU
Nov 30, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2025 · Amount on Record
Deed SaleNov 19, 2025 · Amount on Record
Prior SaleNov 30, 2018 · Amount on Record
Deed Document Number202527320
Deed Book / Page2161 / 54
Record UpdatedJun 08, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 19, 2025
Property Address110 CLEMENT AVE, SCHENECTADY, NY 12304-4003
Document Number0000027320
Instrument DateOct 31, 2025
Instrument202527320
Transaction TypeTransfer
Record UpdatedDec 10, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$632.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address110 CLEMENT AVE, SCHENECTADY, NY 12304-4003

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 GLEN ST, RENSSELAER, NY 12144-1927

Mortgage

Document Number0000027321
DateNov 19, 2025
Instrument202527321
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2055

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateNov 30, 2018
Property Address110 CLEMENT AVE, SCHENECTADY, NY 12304-4003
Document Number0000052590
Book / Page002000 / 000861
Instrument DateOct 17, 2018
Instrument52590
Transaction TypeTransfer
Record UpdatedDec 17, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$240.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address28 AVENUE DR SCHENECTADY NY 12303, SCHENECTADY, NY 12303

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,457.00 (+6.96%)$60,000 (-) Land $9,000 Building $51,000$99,354 (+13.35%) Land $14,903 Building $84,451
2024$60,000 (-) Land $9,000 Building $51,000$87,655 (+15.41%) Land $13,148 Building $74,507
2023$60,000 (-) Land $9,000 Building $51,000$75,949 (+3.8%) Land $11,392 Building $64,557
2022$60,000 Land $9,000 Building $51,000$73,171 Land $10,976 Building $62,195
2021$3,232.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 432 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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