14 Watson Rd, Ashfield, MA 01330 Property Records

Franklin County and Ashfield Town property record for 14 Watson Rd, Ashfield, MA 01330

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,291 sqft · built 1803
Lot Size	3.18 acres (138,651 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2022)
Tax Bill	$5,581 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Feb 2022 Refinance + 4 more
APN	`ASHF M:0006 B:0000 L:5`

Property Details

APN / Parcel Number

Primary APN	`ASHF M:0006 B:0000 L:5`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,291 sqft Living Area
Gross Area	4,267 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1803
Effective Year Built	Effective 1803
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	138,651 sqft (3.18 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	14 WATSON RD
City	ASHFIELD
State	MA
Zip	01330-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	5
Jurisdiction	ASHFIELD MA
Township / Civil Division	ASHFIELD
Census Block Group	2
Census Block	2024
Census Tract	41501

Owner

Source: Franklin County and Ashfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 WATSON RD, ASHFIELD, MA 01330-9709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2025	Deed of Trust, Mortgage FRANKLIN COUNTY REGIONAL HOUSING AUTHOR
Feb 18, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance GREENFIELD COOPERATIVE BANK
May 18, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jan 22, 2026	Quit Claim Deed, Transfer Quitclaim
Jun 28, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage RICHARD L SPRANGUE JR
Dec 10, 2021	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2022 · Amount on Record
Deed Sale	Jun 28, 2022 · Amount on Record
Deed Book / Page	8025 / 33
Last Transfer Date	Oct 31, 2025
Transfer Doc	008593-134
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Property Address	14 WATSON RD, ASHFIELD, MA 01330-9709
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008513-21
Date	Aug 1, 2025
Book Page	8513/21
Instrument	6680

Lender

Name	FRANKLIN COUNTY REGIONAL HOUSING AUTHOR

Agreement

Amount	Amount Recorded

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Property Address	14 WATSON RD, ASHFIELD, MA 01330-9709
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007952-25
Date	Feb 18, 2022
Book Page	7952/25
Instrument	1899

Lender

Name	GREENFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFIELD MA
Property Address	14 WATSON RD, ASHFIELD, MA 01330-9709
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008166-126
Date	May 18, 2023
Book Page	8166/126
Instrument	3866

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHFIELD MA
Recording Date	Jan 22, 2026
Property Address	14 WATSON RD, ASHFIELD, MA 01330-9709
Document Number	008593-134
Book / Page	8593 / 134
Instrument Date	Oct 31, 2025
Instrument	552
Transaction Type	Transfer
Record Updated	Feb 11, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WATSON RD, ASHFIELD, MA 01330-9709

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHFIELD MA
Recording Date	Jun 28, 2022
Property Address	14 WATSON RD, ASHFIELD, MA 01330-9709
Document Number	0008025-33
Book / Page	8025 / 33
Instrument Date	Jun 28, 2022
Instrument	7181
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 WATSON RD, ASHFIELD, MA 01330-9709

Mortgage

Document Number	0000007182
Date	Jun 28, 2022
Instrument	7182

Lender

Name	RICHARD L SPRANGUE JR

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	ASHFIELD MA
Recording Date	Dec 10, 2021
Property Address	14 WATSON RD, ASHFIELD, MA 01330-9709
Document Number	007911-156
Book / Page	7911 / 156
Instrument Date	Dec 10, 2021
Instrument	16104
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	14 WATSON RD, ASHFIELD, MA 01330-9709

Tax Assessment & Valuation

Source: Franklin County and Ashfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Ashfield Town
Unified School District	Mohawk Trail School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,581.00 (+3.6%)	$414,600 (+12.45%) Land $90,800 Building $323,800	$458,321 (-16.6%)
2024	$5,387.00 (-18.27%)	$368,700 (-1.5%) Land $90,800 Building $277,900	$549,575
2023	$6,591.00	$374,300 Land $73,000 Building $301,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · Tropical Storm Irene
Claims by Event	Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Whip City Fiber Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Watson Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures