14 Simpson St, Geneva, IL 60134 Property Records

Kane County property record for 14 Simpson St, Geneva, IL 60134 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,040 sqft · built 1963
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jul 2023)
Tax Bill	$8,066 (2022)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-02-451-040`

Property Details

APN / Parcel Number

Primary APN	`12-02-451-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,040 sqft Living Area
Gross Area	2,586 sqft
1st Floor Area	2,040 sqft
Basement Area	546 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Lot Area	23,958 sqft (0.55 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	14 SIMPSON ST
City	GENEVA
State	IL
Zip	60134-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SE 1/4 SEC 2-39-8 DESC IN 90K14507
Legal Block	3
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	3
Census Block	3007
Census Tract	852500

Owner

Source: Kane County records · APN 12-02-451-040

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1372 PEAKE RD, RAMER, AL 36069-5669
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 03, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jun 01, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Jul 17, 2023	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 17, 2023 · Amount on Record
Deed Sale	Jul 17, 2023 · Amount on Record
Prior Sale	Aug 16, 2012 · Amount on Record
Deed Document Number	202323728
Prior Transfer Date	Mar 20, 2006
Prior Transfer Doc	0000031194
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Jun 03, 2026
Property Address	14 SIMPSON ST, GENEVA, IL 60134-2408
Document Number	0000022962
Instrument Date	May 26, 2026
Instrument	202622962
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 SIMPSON ST, GENEVA, IL 60134-2408

Mortgage

Document Number	0000022962,
Date	Jun 03, 2026
Instrument	202622962

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	14 SIMPSON ST, GENEVA, IL 60134-2408
Transaction Type	Mortgage
Record Updated	Apr 02, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041745
Date	Jun 01, 2021
Instrument	2021K041745

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2051

Interest

Rate	3.25%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 17, 2023
Property Address	14 SIMPSON ST, GENEVA, IL 60134-2408
Document Number	0000023728
Instrument Date	Jun 27, 2023
Instrument	2023K023728
Transaction Type	Transfer
Record Updated	Sep 11, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 SIMPSON ST, GENEVA, IL 60134-2408

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 SIMPSON ST, GENEVA, IL 60134-2408

Mortgage

Document Number	0000023729
Date	Jul 17, 2023
Instrument	2023K023729

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024		$121,473 (+18.38%) Land $39,949 Building $81,524	$364,565 (+18.43%) Land $119,895 Building $244,670
2022	$8,066.00 (+3.07%) Homeowner's exemption	$102,611 (+3.86%) Land $33,746 Building $68,865	$307,833 (+3.86%) Land $101,238 Building $206,595
2021	$7,826.00 Homeowner's exemption	$98,798 Land $32,492 Building $66,306	$296,394 Land $97,476 Building $198,918

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 186 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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