14 River Dr, Beaufort, SC 29907 Property Records

Beaufort County property record for 14 River Dr, Beaufort, SC 29907

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,886 sqft · built 2016
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on File
Last Sale	$242,900 (Jun 2016)
Tax Bill	$1,479 (2025)
Deeds & Mortgages	Apr 2022 Reverse Mortgage Feb 2018 Reverse Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`R20001600001030000`

Property Details

APN / Parcel Number

Primary APN	`R20001600001030000`
Alternative APN	`12229379`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,886 sqft Living Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,682 sqft (0.36 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	14 RIVER DR
City	BEAUFORT
State	SC
Zip	29907-2587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	6102
Legal Description	LOT 9 RIVER PLACE S/D PB106 P73
Legal Subdivision	RIVER PLACE S/D
Legal Lot Number	9
Jurisdiction	BEAUFORT SC
Township / Civil Division	ST. HELENA ISLAND
Census Block Group	3
Census Block	3024
Census Tract	902

Owner

14 River Dr is owned and occupied by two individuals who bought it in June 2016.

Source: Beaufort County records, as of March 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	14 RIVER DR, BEAUFORT, SC 29907-2587
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Reverse Mortgage PHH MORTGAGE SERVICES CORP
Feb 16, 2018	Deed of Trust, Mortgage · Reverse Mortgage ONE REVERSE MORTGAGE LLC
Feb 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 13, 2016 · Amount on File
Deed Sale	Jun 13, 2016 · Amount on File
Prior Sale	Jan 23, 2015 · Amount on File
Deed Document Number	201630335
Deed Book / Page	3490 / 609
Prior Transfer Date	Aug 21, 2015
Prior Transfer Doc	0000044799
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	14 RIVER DR, BEAUFORT, SC 29907-2587
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIVER DR, BEAUFORT, SC 29907-2587

Mortgage

Document Number	0000023978
Date	Apr 21, 2022
Book Page	4138/1219
Instrument	2022023978

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.77%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.77%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	14 RIVER DR, BEAUFORT, SC 29907-2587
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008700
Date	Feb 16, 2018
Book Page	3644/2962
Instrument	2018008700

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.79%
Type Change Date	Mar 1, 2019
Change Frequency	Annually
Index	1-Year LIBOR

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEAUFORT SC
Property Address	14 RIVER DR, BEAUFORT, SC 29907-2587
Document Number	0000008701
Instrument Date	Feb 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14 RIVER DR BEAUFORT SC 299072587, BEAUFORT, SC 29907-2587

Mortgage

Document Number	0000008701
Date	Feb 16, 2018
Book Page	003644/002976
Instrument	8701

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1056 Months

Interest

Rate Type	Adjustable Rate
Rate	3.79%

Tax Assessment & Valuation

The 2025 property tax bill for 14 River Dr was $1,479.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,479.00	$11,960 (-13.36%)
2024	$1,479.00	$13,804 (-) Land $1,520 Building $12,284	$345,100 (-) Land $38,000 Building $307,100
2023	$1,479.00 (+9.64%)	$13,804 (+32.78%) Land $1,520 Building $12,284	$345,100 (+32.78%) Land $38,000 Building $307,100
2022	$1,349.00 Homeowner's exemption	$10,396 Land $2,600 Building $7,796	$259,900 Land $65,000 Building $194,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 14 River Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 185 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	185 in force
Nearby Flood Claims	24 (1998–2022)
Claims Outside the SFHA	7 of 24
Most Recent Claim	Jan 2022 · other causes
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 River Dr is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 81% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Sparklight, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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