14 River Downs Dr, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 14 River Downs Dr, Fredericksburg, VA 22407

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,676 sqft · built 1980
Lot Size	6.64 acres (289,238 sqft)
Owner	Company Name on Record
Tax Bill	$8,539 (2026)
Deeds & Mortgages	Dec 2021 Sale Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-12-15`

Property Details

APN / Parcel Number

Primary APN	`12-12-15`
Alternative APN	`012-12-15`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	5,676 sqft Finished Area
Basement Area	2,460 sqft
Unfinished Basement	1,722 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Roof Material	Wood Shingle
Lot Area	289,238 sqft (6.64 acres)

Exterior Amenities

Porch	Slab
Porch Area	1,051 sqft
Deck Area	32 sqft
Patio Area	1,057 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	14 RIVER DOWNS DR
City	FREDERICKSBURG
State	VA
Zip	22407-2346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU - RURAL
Legal Description	RIVER DOWNS LOT 15 SEC 2
Legal Subdivision	RIVER DOWNS
Legal Lot Number	15
Jurisdiction	SPOTSYLVANIA VA
Township / Civil Division	COURTLAND
Census Block Group	1
Census Block	1001
Census Tract	20106

Owner

Source: Spotsylvania County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14 RIVER DOWNS DR, FREDERICKSBURG, VA 22407-2346
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Special Warranty Deed, Transfer
Dec 27, 2021	Intrafamily Transfer, Transfer
Jan 20, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITY BK/CHESAPEAKE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2021
Deed Sale	Dec 27, 2021
Prior Sale	Apr 20, 2005 · Amount on Record
Deed Document Number	202137508
Prior Transfer Date	Nov 1, 2021
Prior Transfer Doc	0000037509
Record Updated	Sep 20, 2026

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Dec 27, 2021
Property Address	14 RIVER DOWNS DR, FREDERICKSBURG, VA 22407-2346
Document Number	0210037508
Instrument Date	Nov 1, 2021
Instrument	210037508
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIVER DOWNS DR, FREDERICKSBURG, VA 22407-2346

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Dec 27, 2021
Property Address	14 RIVER DOWNS DR, FREDERICKSBURG, VA 22407-2346
Document Number	0210037509
Instrument Date	Nov 1, 2021
Instrument	210037509
Transaction Type	Transfer
Record Updated	Mar 8, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIVER DOWNS DR, FREDERICKSBURG, VA 22407-2346

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPOTSYLVANIA VA
Recording Date	Jan 20, 2021
Property Address	14 RIVER DOWNS DR, FREDERICKSBURG, VA 22407-2346
Document Number	202100001690
Instrument Date	Jan 14, 2021
Instrument	1690
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIVER DOWNS DR FREDERICKSBURG VA 224072346, FREDERICKSBURG, VA 22407-2346

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOTSYLVANIA VA
Property Address	14 RIVER DOWNS DR, FREDERICKSBURG, VA 22407-2346
Document Number	201700015029
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700015029
Date	Aug 21, 2017
Instrument	15029

Lender

Name	COMMUNITY BK/CHESAPEAKE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 20, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Spotsylvania County
Unified School District	Spotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,539.00 (+5.67%)	$1,158,200 (+5.23%) Land $375,600 Building $782,600
2025	$8,081.00 (+25.58%)	$1,100,600 (+31.98%) Land $296,500 Building $804,100	$1,158,200 (+5.23%) Land $375,600 Building $782,600
2024			$1,100,600 (+31.98%) Land $296,500 Building $804,100
2023	$6,435.00	$833,900 Land $217,400 Building $616,500	$833,900 Land $217,400 Building $616,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on River Downs Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures