14 Rippling Stream, Irvine, CA 92603 Property Records

Orange County property record for 14 Rippling Stream, Irvine, CA 92603

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,419 sqft · built 1976
Lot Size	0.19 acres (8,255 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,945 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`463-321-27`

Property Details

APN / Parcel Number

Primary APN	`463-321-27`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,419 sqft Living Area
1st Floor Area	3,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	8,255 sqft (0.19 acres)
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 RIPPLING STRM
City	IRVINE
State	CA
Zip	92603-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9003 BLK LOT 15
Legal Subdivision	9309 STATE
Legal Tract	9003
Legal Lot Number	15
Jurisdiction	ORANGE CA
Township / Civil Division	CENTRAL COAST
Census Block Group	4
Census Block	4000
Census Tract	62631

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 RIPPLING STRM, IRVINE, CA 92603-3421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 RIPPLING STRM, IRVINE, CA 92603-3421
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIPPLING STRM, IRVINE, CA 92603-3421

Mortgage

Document Number	0000618580
Date	Oct 7, 2021
Instrument	2021000618580

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99216

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	14 RIPPLING STRM, IRVINE, CA 92603-3421
Transaction Type	Mortgage
Record Updated	Sep 21, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIPPLING STRM, IRVINE, CA 92603-3421

Mortgage

Document Number	0000563121
Date	Sep 9, 2021
Instrument	2021000563121

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$664,039 (+2%) Land $237,714 Building $426,325
2025	$6,945.00 (+4.91%) Homeowner's exemption	$651,019 (+4.04%) Land $233,053 Building $417,966
2023	$6,620.00 (+2.13%) Homeowner's exemption	$625,740 Land $224,003 Building $401,737
2022	$6,482.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Google Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Rippling Stream

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