Bergen County and Saddle River Borough property record for 14 Ridge Crest Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 5,955 sqft · built 1974 |
| Lot Size | 2.27 acres (99,012 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,695,000 (Jul 2004) |
| Tax Bill | $20,778 (2025) |
| Deeds & Mortgages | Sep 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01703-0000-00025 |
| Primary APN | 58-01703-0000-00025 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,955 sqft Living Area |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 99,012 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | 041200 |
|---|---|
| Street Address | 14 RIDGE CREST RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.273AC (10,2-A) |
| Legal Block | 1703 |
| Legal Lot Number | 25 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2004 · Amount on Record |
| Deed Sale | Jul 30, 2004 · Amount on Record |
| Prior Sale | Mar 18, 1996 · Amount on Record |
| Deed Book / Page | 8709 / 796 |
| Prior Transfer Date | Dec 8, 1998 |
| Prior Transfer Doc | 0000203055 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0037271860 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 3727/1860 |
| Instrument | 2020091985 |
| Name | GREATER ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | PARAMUS, NJ 07652 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 23, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,947,300 (-) Land $959,600 Building $987,700 | $1,947,300 (-) Land $959,600 Building $987,700 | |
| 2025 | $20,778.00 (+2.99%) | $1,947,300 (-) Land $959,600 Building $987,700 | $1,947,300 (-) Land $959,600 Building $987,700 |
| 2024 | $20,174.00 (+4.23%) | ||
| 2023 | $1,947,300 Land $959,600 Building $987,700 | $1,947,300 Land $959,600 Building $987,700 | |
| 2022 | $19,356.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
May also be available: T-Mobile.
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