Bergen County and Saddle River Borough property record for 4 Ridge Crest Rd, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,384 sqft · built 1967 |
| Lot Size | 2.2 acres (95,832 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,150,000 (Nov 2022) |
| Tax Bill | $16,553 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Dec 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01703-0000-00021 |
| Primary APN | 58-01703-0000-00021 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,384 sqft Living Area |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Frame |
| Lot Area | 95,832 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 042390 |
|---|---|
| Street Address | 4 RIDGE CREST RD |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2.2AC (10,6-I) |
| Legal Block | 1703 |
| Legal Lot Number | 21 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Bargain and Sale Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 18, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 29, 2022 · Amount on Record |
| Deed Sale | Nov 29, 2022 · Amount on Record |
| Deed Document Number | 2022110964 |
| Deed Book / Page | 4870 / 1745 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 29, 2022 |
| Property Address | 4 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101 |
| Document Number | 0048701745 |
| Book / Page | 4870 / 1745 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022110964 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2023 |
| Title Company | CENTURION TITLE GROUP INC, CENTURION TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $44,990.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 39 CARVER RD, WEST YARMOUTH, MA 02673-4614 |
| Name | Verified Name |
|---|---|
| Address | 4 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101 |
| Document Number | 2022110965 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022110965 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101 |
| Document Number | 0031352202 |
| Instrument Date | Dec 18, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 RIDGE CREST RD SADDLE RIVER NJ 074583101, SADDLE RIVER, NJ 07458-3101 |
| Document Number | 0031352202 |
|---|---|
| Date | Dec 20, 2018 |
| Book Page | 003135/002202 |
| Instrument | 89294 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 19, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,551,400 (-) Land $937,000 Building $614,400 | $1,551,400 (-) Land $937,000 Building $614,400 | |
| 2025 | $16,553.00 (+2.99%) | $1,551,400 (-) Land $937,000 Building $614,400 | $1,551,400 (-) Land $937,000 Building $614,400 |
| 2024 | $16,072.00 (+5.95%) | ||
| 2023 | $1,551,400 Land $937,000 Building $614,400 | $1,551,400 Land $937,000 Building $614,400 | |
| 2022 | $15,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 17 (1999–2021) |
| Claims Outside the SFHA | 5 of 17 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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