6 Ridge Crest Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 6 Ridge Crest Rd, Saddle River, NJ 07458

Property Summary

Property TypeSingle Family Home
Details4,867 sqft · built 1968
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Last Sale$1,521,500 (Jun 2016)
Tax Bill$17,549 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Dec 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN58-01703-0000-00022

Property Details

APN / Parcel Number

Primary APN58-01703-0000-00022
Alternative APNs
  • 580170300022
  • 042380

Interior

Stories1 Story
Building Area4,867 sqft Living Area
1st Floor Area4,867 sqft

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Exterior MaterialBrick
Construction TypeBrick
Lot Area87,120 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number042380
Street Address6 RIDGE CREST RD
CitySADDLE RIVER
StateNJ
Zip07458-3101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description2AC (10,6-H)
Legal SubdivisionHEDGER CONSTRUCTION CO INC
Legal Block1703
Legal Lot Number22
JurisdictionBERGEN NJ
Township / Civil DivisionSADDLE RIVER
Census Block Group1
Census Block1000
Census Tract53100

Owner

Source: Bergen County and Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Dec 11, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA
Sep 24, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 22, 2016 · Amount on Record
Deed SaleJun 22, 2016 · Amount on Record
Prior SaleAug 19, 1998 · Amount on Record
Deed Document Number201646332
Deed Book / Page2295 / 765
Last Transfer DateJun 15, 2020
Transfer Doc0037260621
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address6 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101
Transaction TypeMortgage
Record UpdatedAug 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039410033
DateFeb 3, 2021
Book Page3941/33
Instrument21-014562
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address6 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101
Document Number0039410033
Instrument DateDec 11, 2020
Transaction TypeMortgage
Record UpdatedFeb 17, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6 RIDGE CREST RD SADDLE RIVER NJ 074583101, SADDLE RIVER, NJ 07458-3101

Mortgage

Document Number0039410033
DateDec 11, 2020
Book Page003941/000033
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2050

September 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateSep 24, 2020
Property Address6 RIDGE CREST RD, SADDLE RIVER, NJ 07458-3101
Document Number0037260621
Book / Page003726 / 000621
Instrument DateJun 15, 2020
Instrument91576
Transaction TypeTransfer
Record UpdatedOct 13, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6 RIDGE CREST RD SADDLE RIVER NJ 074583101, SADDLE RIVER, NJ 07458-3101

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalitySaddle River Borough
Unified School DistrictSaddle River Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,644,700 (-) Land $814,500 Building $830,200$1,644,700 (-) Land $814,500 Building $830,200
2025$17,549.00 (+2.99%)$1,644,700 (-) Land $814,500 Building $830,200$1,644,700 (-) Land $814,500 Building $830,200
2024$17,039.00 (+4.23%)
2023$1,644,700 Land $814,500 Building $830,200$1,644,700 Land $814,500 Building $830,200
2022$16,348.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims17 (1999–2021)
Claims Outside the SFHA5 of 17
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims
  • Hurricane Irene, Sep 2011 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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