14 Richards Rd, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 14 Richards Rd, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,505 sqft · built 1953
Lot Size	0.447 acres (19,484 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (Sep 1992)
Tax Bill	$10,779 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`READ M:035.0-0000-0035.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:035.0-0000-0035.0`
Alternative APNs	`M:035.0=0000=0035.0` `1450000000950` `1450000000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,505 sqft Living Area
Gross Area	4,450 sqft
1st Floor Area	684 sqft
Basement Area	924 sqft
Unfinished Basement	656 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1969
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,484 sqft (0.447 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1450000000950
Street Address	14 RICHARDS RD
City	READING
State	MA
Zip	01867-1838
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1008
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:035.0-0000-0035.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 RICHARDS RD, READING, MA 01867-1838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 18, 1992 · Amount on Record
Deed Sale	Sep 18, 1992 · Amount on Record
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	14 RICHARDS RD, READING, MA 01867-1838
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084540-377
Date	Aug 27, 2025
Book Page	84540/377
Instrument	102884

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,779.00 (+1.11%)	$946,400 (+4.05%) Land $517,700 Building $428,700	$1,207,545 (-2.03%)
2024	$10,661.00 (+3.09%)	$909,600 (+10.74%) Land $497,300 Building $412,300	$1,232,530
2023	$10,341.00	$821,400 Land $448,400 Building $373,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.