Middlesex County and Reading Town property record for 10 Richards Rd, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4.5 Baths |
| Year Built | Built 2024 |
| Square Footage | 6,226 sqft Living Area |
| Lot Size | 33,132 sqft (0.761 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $725,000 (2022) |
| Tax Bill | $9,146.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:035.0-0000-0036.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Dec 28, 2023 | Deed of Trust, Mortgage · Stand Alone Refinance ENTERPRISE BANK & TRUST CO |
| Apr 28, 2022 | Quit Claim Arm's Length for NE States, Transfer |
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Mar 05, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Mar 05, 2021 | Quit Claim Deed, Transfer Quitclaim Document |
| Sep 09, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 28, 2022 · Amount on Record |
| Deed Sale | Apr 28, 2022 · Amount on Record |
| Prior Sale | Sep 09, 2019 · Amount on Record |
| Deed Book / Page | 80043 / 289 |
| Prior Transfer Date | Mar 01, 2021 |
| Prior Transfer Doc | 77150-524 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00078533-1 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78533/1 |
| Instrument | 188706 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082353-135 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 82353/135 |
| Instrument | 148035 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 28, 2022 |
| Property Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Document Number | 080043-289 |
| Book / Page | 80043 / 289 |
| Instrument Date | Apr 20, 2022 |
| Instrument | 63351 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 20 EATON ST, READING, MA 01867-2703 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 78533-1 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 78533/1 |
| Instrument | 188706 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 05, 2021 |
| Property Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Document Number | 77150-520 |
| Book / Page | 77150 / 520 |
| Instrument Date | Mar 01, 2021 |
| Instrument | 50172 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Mar 05, 2021 |
| Property Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Document Number | 77150-524 |
| Book / Page | 77150 / 524 |
| Instrument Date | Mar 01, 2021 |
| Instrument | 50173 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Sep 09, 2019 |
| Property Address | 10 RICHARDS RD, READING, MA 01867-1838 |
| Document Number | 73249-308 |
| Book / Page | 073249 / 000308 |
| Instrument Date | Sep 03, 2019 |
| Instrument | 136084 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,366.64 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 RICHARDS RD READING MA 018671838, READING, MA 01867-1838 |
| Document Number | 73249-313 |
|---|---|
| Date | Sep 09, 2019 |
| Book Page | 073249/000313 |
| Instrument | 136085 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 08, 2049 |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,146.00 (+7.46%) | $803,000 (+10.58%) Land $569,200 Building $233,800 | $1,124,990 (+37.27%) |
| 2024 | $8,511.00 (+5.22%) | $726,200 (+13.03%) Land $546,800 Building $179,400 | $819,565 |
| 2023 | $8,089.00 | $642,500 Land $493,000 Building $149,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:035.0-0000-0036.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 6,226 sqft Living Area |
| Gross Area | 9,966 sqft Gross Area |
| Basement Area | 2,251 sqft Basement |
| Unfinished Basement | 1,238 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 33,132 sqft (0.761 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1450000000960 |
|---|---|
| Street Address | 10 RICHARDS RD |
| City | READING |
| State | MA |
| Zip | 01867-1838 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 1 |
| Census Block | 1008 |
| Census Tract | 334400 |
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