Middlesex County and Reading Town property record for 29 Richards Rd, Reading, MA 01867 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2021 |
| Square Footage | 5,724 sqft Living Area |
| Lot Size | 15,634 sqft (0.359 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $440,000 (2015) |
| Tax Bill | $21,872.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:035.0-0000-0019.0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 29 RICHARDS RD, READING, MA 01867-1839 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed of Trust, Mortgage MIDDLESEX FEDERAL SAVINGS AND LOAN ASSOCIATION |
| Apr 13, 2021 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WINCHESTER COOPERATIVE BANK |
| Mar 04, 2024 | Deed of Trust, Mortgage · Line of Credit WINCHESTER COOPERATIVE BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 28, 2015 · Amount on Record |
| Deed Sale | Sep 28, 2015 · Amount on Record |
| Prior Sale | Feb 18, 1997 · Amount on Record |
| Deed Doc Number | 2015164529 |
| Deed Book / Page | 66137 / 216 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Apr 15, 2026 |
| Property Address | 29 RICHARDS RD, READING, MA 01867-1839 |
| Document Number | 0085475-32 |
| Book / Page | 85475 / 32 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202642135 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 29 RICHARDS RD, READING, MA 01867-1839 |
| Document Number | 0000042135, |
|---|---|
| Date | Apr 15, 2026 |
| Book Page | 85475/32 |
| Instrument | 202642135 |
| Name | MIDDLESEX FEDERAL SAVINGS AND LOAN ASSOCIATION |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 29 RICHARDS RD, READING, MA 01867-1839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077499-534 |
|---|---|
| Date | Apr 13, 2021 |
| Book Page | 77499/534 |
| Instrument | 83065 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Apr 08, 2026 |
| Index | 5-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 29 RICHARDS RD, READING, MA 01867-1839 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0082536-58 |
|---|---|
| Date | Mar 04, 2024 |
| Book Page | 82536/58 |
| Instrument | 21328 |
| Name | WINCHESTER COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $21,872.00 (+1.17%) | $1,920,300 (+4.1%) Land $503,200 Building $1,417,100 | $1,923,845 (+6.78%) |
| 2024 | $21,620.00 (+3.25%) | $1,844,700 (+10.91%) Land $483,400 Building $1,361,300 | $1,801,675 |
| 2023 | $20,940.00 | $1,663,200 Land $435,800 Building $1,227,400 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:035.0-0000-0019.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 5,724 sqft Living Area |
| Gross Area | 7,756 sqft Gross Area |
| Basement Area | 1,936 sqft Basement |
| Unfinished Basement | 484 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Colonial Style |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 15,634 sqft (0.359 acres) |
| Garage Type | Attached Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Account Number | 1450000000760 |
|---|---|
| Street Address | 29 RICHARDS RD |
| City | READING |
| State | MA |
| Zip | 01867-1839 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 1 |
| Census Block | 1002 |
| Census Tract | 334400 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures