14 North Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 14 North Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 5,639 sqft · built 1973
Lot Size	0.487 acres (21,215 sqft)
Owner	Owner Name on Record
Last Sale	$2,550,000 (Apr 2010)
Tax Bill	$23,278 (2024)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone VE (high risk)
APN	`00514690-000000`

Property Details

APN / Parcel Number

Primary APN	`00514690-000000`
Alternative APN	`1633950`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	5,639 sqft Living Area
1st Floor Area	5,639 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2008
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Pile
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	21,215 sqft (0.487 acres)
Garage Area	1,524 sqft

Exterior Amenities

Pool Area	491 sqft
Porch	Open Porch
Porch Area	1,099 sqft
Deck Area	1,093 sqft
Patio Area	112 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1633950
Street Address	14 NORTH DR
City	KEY LARGO
State	FL
Zip	33037-2917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2 LTS 6-7 STILLWRIGHT POINT PLAT2 PB4-154 KEY LARGO OR516-570 OR639-633 OR821-1120 OR1399-1218 OR1616-1892/93 OR1637-83/86
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	STILLWRIGHT POINT NO 2
Legal Block	2
Legal Lot Number	6-7 7
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	N1975 BIRCHES DR, LAKE GENEVA, WI 53147-4120

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Apr 26, 2010 · Amount on Record
Deed Sale	Apr 26, 2010 · Amount on Record
Prior Sale	Jun 7, 2000 · Amount on Record
Deed Document Number	1786783
Deed Book / Page	2462 / 1964
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	14 NORTH DR, KEY LARGO, FL 33037-2917
Document Number	0029902199
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	N1975 BIRCHES DR LAKE GENEVA WI 531474120, LAKE GENEVA, WI 53147-4120

Mortgage

Document Number	0029902199
Date	Oct 24, 2019
Book Page	002990/002199
Instrument	2241679

Lender

Name	JACK PEASE
Address	200 S GREEN ST, MCHENRY, IL 60050-0517

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 23, 2024

Interest

Rate	5%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$3,147,070 (+7.7%) Land $1,820,671 Building $1,326,399	$3,147,070 (+7.7%) Land $1,820,671 Building $1,326,399
2024	$23,278.00 (+7.7%)
2023	$21,614.00 (+13.64%)	$2,922,019 (+12.01%) Land $1,591,974 Building $1,330,045	$2,922,019 (+12.01%) Land $1,591,974 Building $1,330,045
2022	$19,019.00	$2,608,729 Land $1,274,173 Building $1,334,556	$2,608,729 Land $1,274,173 Building $1,334,556

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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