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9 North Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 9 North Dr, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,690 sqft · built 1975
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on Record
Last Sale$2,100,000 (Apr 2025)
Tax Bill$13,005 (2024)
Deeds & MortgagesApr 2022 Sale & Mortgage
May 2018 Transfer
Flood ZoneZone AE (high risk)
APN00514860-000000

Property Details

APN / Parcel Number

Primary APN00514860-000000
Alternative APNs
  • 01613900514860000000
  • 1634123

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area3,690 sqft Living Area
Gross Area4,194 sqft
1st Floor Area2,923 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2018
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypePile
Roof TypeCathedral/Clerestory
Roof MaterialMetal
Lot Area6,600 sqft (0.152 acres)
View / LotCanal
Garage TypeAttached
Garage Area504 sqft
PorchFlorida Room
Porch Area871 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1634123
Street Address9 NORTH DR
CityKEY LARGO
StateFL
Zip33037-2916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionBK 3 LT 5 STILLWRIGHT POINT PLAT NO 2 KEY LARGO PB4-154 OR586-666 OR785-283 OR785-1131 OR811-678 OR821-1120 OR908-1712 OR940-1356 OR1004-1203 OR1110-859/60 OR1146-1048/49 OR1245-776/78 OR2906-1453/54 OR3166-2019
Legal Range39E
Legal Township61S
Legal Section01
Legal SubdivisionSTILLWRIGHT POINT NO 2
Legal Block3
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8855 SW 118TH ST, MIAMI, FL 33176-4341
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Warranty Deed, Transfer · Conventional Mortgage
PROFESSIONAL BANK
May 14, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 23, 2025 · Amount on Record
Deed SaleApr 23, 2025 · Amount on Record
Prior SaleApr 11, 2022 · Amount on Record
Deed Document Number20252497858
Deed Book / Page3322 / 871
Prior Transfer DateMay 7, 2018
Prior Transfer Doc0029061453
Record UpdatedOct 29, 2026

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 11, 2022
Property Address9 NORTH DR, KEY LARGO, FL 33037-2916
Document Number0031662019
Book / Page3166 / 2019
Map ReferenceMB 4 PG 154
Instrument DateApr 11, 2022
Instrument2370192
Transaction TypeTransfer
Record UpdatedApr 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$13,650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 INDIAN RIVER AVE # AVE1001, 3, TITUSVILLE, FL 32796-5818

Transferred To (Grantee/Buyer)

NameVerified Name
Address6100 PINES BLVD STE 305, 305, PEMBROKE PINES, FL 33024-7981

Mortgage

Document Number0031662022
DateApr 11, 2022
Instrument3166/2022
Lender
NamePROFESSIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2037

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 14, 2018
Property Address9 NORTH DR, KEY LARGO, FL 33037-2916
Document Number0029061453
Book / Page002906 / 001453
Instrument DateMay 7, 2018
Instrument2168959
Transaction TypeTransfer
Record UpdatedJun 21, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address9 NORTH DR KEY LARGO FL 330372916, KEY LARGO, FL 33037-2916

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,668,017 (+5.99%)$1,725,395 (+9.63%) Land $722,700 Building $1,002,695
2024$13,005.00 (+3.02%)
2023$12,624.00 (+144.7%) Homeowner's exemption$1,573,795 (+139.84%) Land $561,000 Building $1,012,795$1,573,795 (+16.31%) Land $561,000 Building $1,012,795
2022$5,159.00 Homeowner's exemption$656,199$1,353,080 Land $442,200 Building $910,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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