17 North Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 17 North Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,452 sqft · built 2001
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$1,400,000 (Aug 2025)
Tax Bill	$4,270 (2024)
Deeds & Mortgages	May 2018 Second Mortgage Oct 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`00514900-000000`

Property Details

APN / Parcel Number

Primary APN	`00514900-000000`
Alternative APNs	`01613900514900000000` `1634166`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,452 sqft Living Area
1st Floor Area	1,452 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2008
Exterior Material	Other
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	1,198 sqft
Patio Area	1,062 sqft
Fence	Fence
Water Feature	Water Feature
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1634166
Old Parcel Number	01613900514900000000
Street Address	17 NORTH DR
City	KEY LARGO
State	FL
Zip	33037-2916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 3 LT 9 STILLWRIGHT POINT PLAT NO 2 PB4-154 KEY LARGO OR590-476 OR821-1120 OR1400-887 OR1642-1895 OR1722-187/89 OR1722-186
Legal Range	39E
Legal Township	61S
Legal Section	01
Legal Subdivision	STILLWRIGHT POINT NO 2
Legal Block	3
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2004
Census Tract	972700

Owner

Source: Monroe County records · APN 00514900-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	12890 SW 34TH PL, DAVIE, FL 33330-1249
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTH FLORIDA EDUCATIONAL FCU
Oct 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Aug 31, 2001 · Amount on Record
Deed Document Number	2511566
Deed Book / Page	3339 / 2426
Record Updated	Jun 08, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	17 NORTH DR, KEY LARGO, FL 33037-2916
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029061213
Date	May 11, 2018
Book Page	2906/1213
Instrument	2168880

Lender

Name	SOUTH FLORIDA EDUCATIONAL FCU
Type	Credit Union
Address	MIAMI, FL 33183

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Apr 25, 2023

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	17 NORTH DR, KEY LARGO, FL 33037-2916
Transaction Type	Mortgage
Record Updated	Jul 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029892114
Date	Oct 17, 2019
Book Page	2989/2114
Instrument	2240822

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution
Address	PALM CITY, FL 34990

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$490,788 (+5.99%)	$982,838 (+18.21%) Land $670,140 Building $312,698
2024	$4,270.00 (+4.17%)
2023	$4,099.00 (+5.78%) Homeowner's exemption	$463,066 (+3%)	$831,469 (+21.42%) Land $520,200 Building $311,269
2022	$3,875.00 Homeowner's exemption	$449,579	$684,798 Land $410,040 Building $274,758

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

Based on FCC filings for 56 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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