Bergen County and Waldwick Borough property record for 14 Howard Pl, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,408 sqft · built 1951 |
| Lot Size | 0.187 acres (8,157 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $450,000 (Dec 2021) |
| Tax Bill | $12,095 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Apr 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00046-0000-00031 |
| Primary APN | 64-00046-0000-00031 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,408 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 8,157 sqft (0.187 acres) |
| Parking Spaces | 1 Parking Space |
| Street Address | 14 HOWARD PL |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 87XIRR 3.5LT |
| Legal Subdivision | HIGHLANDS SEC 3 |
| Legal Block | 46 |
| Legal Lot Number | 31 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 HOWARD PL, WALDWICK, NJ 07463-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Apr 13, 2018 | Deed of Trust, Transfer · Conventional Mortgage NJ LENDERS |
| Nov 16, 2017 | Deed of Trust, Mortgage · Line of Credit CARE ONE AT THE CUPOLA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 30, 2021 · Amount on Record |
| Deed Sale | Dec 30, 2021 · Amount on Record |
| Prior Sale | May 3, 2018 · Amount on Record |
| Deed Document Number | 2021188257 |
| Deed Book / Page | 4514 / 1999 |
| Prior Transfer Date | Oct 30, 2020 |
| Prior Transfer Doc | 0039151292 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 15, 2021 |
| Property Address | 14 HOWARD PL, WALDWICK, NJ 07463-2309 |
| Document Number | 0039151292 |
| Book / Page | 3915 / 1292 |
| Instrument Date | Oct 30, 2020 |
| Instrument | 21-006777 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | EMPIRE TITLE AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 HOWARD PL, WALDWICK, NJ 07463-2309 |
| Document Number | 21006778 |
|---|---|
| Date | Jan 15, 2021 |
| Instrument | 21-006778 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 HOWARD PL, WALDWICK, NJ 07463-2309 |
| Document Number | 0029301420 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2018 |
| Title Company | EMPIRE W TITLE AGENCY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 19 HOWARD PL WALDWICK NJ 07463, WALDWICK, NJ 07463 |
| Document Number | 0029301420 |
|---|---|
| Date | May 3, 2018 |
| Book Page | 002930/001420 |
| Instrument | 31108 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 14 HOWARD PL, WALDWICK, NJ 07463-2309 |
| Document Number | 0028380139 |
| Book / Page | 002838 / 000139 |
| Instrument Date | Nov 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2018 |
| Name | Verified Name |
|---|---|
| Address | 14 HOWARD PL WALDWICK NJ 074632309, WALDWICK, NJ 07463-2309 |
| Document Number | 0028380139 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 002838/000139 |
| Name | CARE ONE AT THE CUPOLA |
|---|---|
| Address | 100 W RIDGEWOOD AVE, PARAMUS, NJ 07652-2204 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $527,000 (-) Land $325,800 Building $201,200 | $527,000 (-) Land $325,800 Building $201,200 | |
| 2025 | $12,095.00 (+3.66%) | $527,000 (+31.13%) Land $325,800 Building $201,200 | $527,000 (+31.13%) Land $325,800 Building $201,200 |
| 2024 | $11,668.00 (+1.94%) | ||
| 2023 | $401,900 Land $263,400 Building $138,500 | $401,900 Land $263,400 Building $138,500 | |
| 2022 | $11,446.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 87% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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