Bergen County and Waldwick Borough property record for 21 Howard Pl, Waldwick, NJ 07463
| Property Type | Single Family Home |
|---|---|
| Details | 1,745 sqft · built 1951 |
| Lot Size | 0.245 acres (10,658 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $487,000 (Feb 2023) |
| Tax Bill | $12,664 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Feb 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 64-00070-0000-00001 |
| Primary APN | 64-00070-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,745 sqft Living Area |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 10,658 sqft (0.245 acres) |
| Street Address | 21 HOWARD PL |
|---|---|
| City | WALDWICK |
| State | NJ |
| Zip | 07463-2308 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 34XIRR 3LT |
| Legal Subdivision | WALDWICK |
| Legal Block | 70 |
| Legal Lot Number | 1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | WALDWICK |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 56100 |
Source: Bergen County and Waldwick Borough records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 HOWARD PL, WALDWICK, NJ 07463-2308 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 14, 2023 | Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Feb 27, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 14, 2023 · Amount on Record |
| Deed Sale | Feb 14, 2023 · Amount on Record |
| Prior Sale | Aug 28, 2003 · Amount on Record |
| Deed Document Number | 202312611 |
| Deed Book / Page | 4932 / 1646 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 22, 2026 |
| Property Address | 21 HOWARD PL, WALDWICK, NJ 07463-2308 |
| Document Number | 0000066145 |
| Book / Page | 5906 / 810 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202666145 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|
| Document Number | 0000066145, |
|---|---|
| Date | Sep 22, 2026 |
| Book Page | 5906/810 |
| Instrument | 202666145 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 14, 2023 |
| Property Address | 21 HOWARD PL, WALDWICK, NJ 07463-2308 |
| Document Number | 0049321646 |
| Book / Page | 4932 / 1646 |
| Instrument Date | Feb 2, 2023 |
| Instrument | 2023012611 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2023 |
| Title Company | CLEAR SKIES TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,050.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2350 MARGARITA DR # 398, 398, MYRTLE BEACH, SC 29577-2055 |
| Name | Verified Name |
|---|---|
| Address | 21 HOWARD PL, WALDWICK, NJ 07463-2308 |
| Document Number | 2023012612 |
|---|---|
| Date | Feb 14, 2023 |
| Instrument | 2023012612 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 HOWARD PL, WALDWICK, NJ 07463-2308 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0031890232 |
|---|---|
| Date | Feb 27, 2019 |
| Book Page | 3189/232 |
| Instrument | 19-013716 |
| Name | FREEDOM BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Waldwick Borough |
| Unified School District | Waldwick Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $551,800 (-) Land $361,900 Building $189,900 | $551,800 (-) Land $361,900 Building $189,900 | |
| 2025 | $12,664.00 (+3.66%) | $551,800 (+29.05%) Land $361,900 Building $189,900 | $551,800 (+29.05%) Land $361,900 Building $189,900 |
| 2024 | $12,217.00 (+2.17%) | ||
| 2023 | $427,600 Land $291,600 Building $136,000 | $427,600 Land $291,600 Building $136,000 | |
| 2022 | $11,958.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2007–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures