10 Howard Pl, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 10 Howard Pl, Waldwick, NJ 07463

Property Summary

Property Type	Single Family Home
Details	1,925 sqft · built 1951
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$499,900 (May 2021)
Tax Bill	$13,121 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`64-00046-0000-00032`

Property Details

APN / Parcel Number

Primary APN	`64-00046-0000-00032`
Alternative APN	`640004600032`

Interior

Stories	2 Stories
Building Area	1,925 sqft Living Area

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	10 HOWARD PL
City	WALDWICK
State	NJ
Zip	07463-2309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	75X100 3LT
Legal Subdivision	HIGHLANDS SEC 3
Legal Block	46
Legal Lot Number	32
Jurisdiction	BERGEN NJ
Township / Civil Division	WALDWICK
Census Block Group	3
Census Block	3013
Census Tract	56100

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10 HOWARD PL, WALDWICK, NJ 07463-2309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2021 · Amount on Record
Deed Sale	May 13, 2021 · Amount on Record
Prior Sale	Aug 5, 1998 · Amount on Record
Deed Document Number	202175349
Deed Book / Page	4140 / 1501
Record Updated	Sep 20, 2026

May 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	May 13, 2021
Property Address	10 HOWARD PL, WALDWICK, NJ 07463-2309
Document Number	0041401501
Book / Page	4140 / 1501
Instrument Date	Mar 25, 2021
Instrument	2021075349
Transaction Type	Transfer
Record Updated	Aug 17, 2022
Title Company	SUNNYSIDE TITLE AGENCY, SUNNYSIDE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	710 HIGH MOUNTAIN RD, 710, FRANKLIN LAKES, NJ 07417-2911

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 HOWARD PL, WALDWICK, NJ 07463-2309

Mortgage

Document Number	2021075350
Date	May 13, 2021
Instrument	2021075350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Waldwick Borough
Unified School District	Waldwick Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,700 (-) Land $315,000 Building $256,700	$571,700 (-) Land $315,000 Building $256,700
2025	$13,121.00 (+3.67%)	$571,700 (+38.8%) Land $315,000 Building $256,700	$571,700 (+38.8%) Land $315,000 Building $256,700
2024	$12,657.00 (+7.9%)
2023		$411,900 Land $255,000 Building $156,900	$411,900 Land $255,000 Building $156,900
2022	$11,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2007–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALDWICK WATER DEPT serves 10,208 people · EPA ID NJ0264001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20