14 Gerard Rd, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 14 Gerard Rd, Hamilton, NJ 08620

Property Summary

Property TypeSingle Family Home
Details844 sqft · built 1961
Lot Size0.129 acres (5,602 sqft)
Owner2 Individual Names on File
Last Sale$248,000 (May 2006)
Tax Bill$6,686 (2025)
Deeds & MortgagesSep 2021 Second Mortgage
Flood ZoneZone X (minimal risk)
APN03-02635-0000-00025

Property Details

APN / Parcel Number

Primary APN03-02635-0000-00025
Alternative APNs
  • 0301062000000010
  • 030263500025

Interior

Stories1 Story
Building Area844 sqft Living Area
1st Floor Area844 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame
Lot Area5,602 sqft (0.129 acres)
Lot Dimensions100 ft deep x 56 ft wide

Location & Zoning

Old Parcel Number0301062000000010
Street Address14 GERARD RD
CityTRENTON
StateNJ
Zip08620-1520
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description09246-P
Legal SubdivisionHAMILTON
Legal Block2635
Legal Lot Number25
JurisdictionMERCER NJ
Township / Civil DivisionHAMILTON
Census Block Group4
Census Block4020
Census Tract3003

Owner

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address14 GERARD RD, TRENTON, NJ 08620-1520
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 3, 2006 · Amount on Record
Deed SaleMay 3, 2006 · Amount on Record
Prior SaleDec 8, 2005 · Amount on Record
Deed Book / Page5357 / 263
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address14 GERARD RD, HAMILTON, NJ 08620-1520
Transaction TypeMortgage
Record UpdatedSep 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000056101
DateSep 14, 2021
Book Page11663/1451
Instrument2021056101
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionHamilton Township
Unified School DistrictHamilton Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$180,300 (-) Land $81,400 Building $98,900$180,300 (-) Land $81,400 Building $98,900
2025$6,686.00 (+5.24%)$180,300 (-) Land $81,400 Building $98,900$180,300 (-) Land $81,400 Building $98,900
2024$6,353.00 (+8.39%)
2023$180,300 Land $81,400 Building $98,900$180,300 Land $81,400 Building $98,900
2022$5,861.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Xfinity.

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