13 Gerard Rd, Hamilton (Trenton), NJ 08620 Property Records

Mercer County and Hamilton Township property record for 13 Gerard Rd, Hamilton, NJ 08620

Property Summary

Property TypeSingle Family Home
Details1,095 sqft · built 1961
Lot Size0.165 acres (7,174 sqft)
Owner2 Individual Names on Record
Last Sale$124,900 (Apr 2000)
Tax Bill$7,397 (2025)
Deeds & MortgagesMay 2022 Line of Credit
May 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN03-02636-0000-00007

Property Details

APN / Parcel Number

Primary APN03-02636-0000-00007
Alternative APNs
  • 0301066000000007
  • 030263600007

Interior

Stories1 Story
Building Area1,095 sqft Living Area
1st Floor Area1,095 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Construction TypeFrame
Lot Area7,174 sqft (0.165 acres)
Lot Dimensions104 ft deep x 69 ft wide

Location & Zoning

Old Parcel Number0301066000000007
Street Address13 GERARD RD
CityTRENTON
StateNJ
Zip08620-1519
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7
Legal Description09247-B5
Legal SubdivisionHAMILTON
Legal Block2636
Legal Lot Number7
JurisdictionMERCER NJ
Township / Civil DivisionHAMILTON
Census Block Group4
Census Block4015
Census Tract3003

Owner

Source: Mercer County and Hamilton Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address13 GERARD RD, TRENTON, NJ 08620-1519
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 4, 2021Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2000 · Amount on Record
Deed SaleApr 24, 2000 · Amount on Record
Prior SaleMay 20, 1996 · Amount on Record
Deed Book / Page3808 / 263
Record UpdatedOct 29, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address13 GERARD RD, HAMILTON, NJ 08620-1519
Transaction TypeMortgage
Record UpdatedMay 27, 2022
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 GERARD RD, TRENTON, NJ 08620-1519

Mortgage

Document Number0000024191
DateMay 11, 2022
Book Page11737/968
Instrument2022024191
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 21, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCER NJ
Property Address13 GERARD RD, HAMILTON, NJ 08620-1519
Transaction TypeMortgage
Record UpdatedMay 19, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address13 GERARD RD, HAMILTON, NJ 08620-1519

Mortgage

Document Number0000027946
DateMay 4, 2021
Book Page11611/1027
Instrument2021027946
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueApr 25, 2061
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMercer County
County SubdivisionHamilton Township
Unified School DistrictHamilton Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,500 (-) Land $82,100 Building $117,400$199,500 (-) Land $82,100 Building $117,400
2025$7,397.00 (+5.22%)$199,500 (-) Land $82,100 Building $117,400$199,500 (-) Land $82,100 Building $117,400
2024$7,030.00 (+8.4%)
2023$199,500 Land $82,100 Building $117,400$199,500 Land $82,100 Building $117,400
2022$6,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTRENTON WATER WORKS
serves 217,000 people · EPA ID NJ1111001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityTotal trihalomethanes
not recorded as resolved · Oct 2024
Turbidity
resolved · Jul 2021
Haloacetic acids
resolved · Jul 2018
Treatment and ProcedureLead service line replacement
currently in violation since May 2020
Corrosion control
Jan 2021
Lead public education
Jan 2019
Monitoring and Reporting36
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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