Mercer County and Hamilton Township property record for 12 Gerard Rd, Hamilton, NJ 08620
| Property Type | Single Family Home |
|---|---|
| Details | 1,086 sqft · built 1961 |
| Lot Size | 0.135 acres (5,898 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Jan 2026) |
| Tax Bill | $7,182 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-02635-0000-00026 |
| Primary APN | 03-02635-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,086 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Construction Type | Frame |
| Lot Area | 5,898 sqft (0.135 acres) |
| Lot Dimensions | 100 ft deep x 59 ft wide |
| Old Parcel Number | 0301062000000011 |
|---|---|
| Street Address | 12 GERARD RD |
| City | TRENTON |
| State | NJ |
| Zip | 08620-1520 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 |
| Legal Description | 09246-Q |
| Legal Block | 2635 |
| Legal Lot Number | 26 |
| Jurisdiction | MERCER NJ |
| Township / Civil Division | HAMILTON |
| Census Block Group | 4 |
| Census Block | 4020 |
| Census Tract | 3003 |
Source: Mercer County and Hamilton Township records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 GERARD RD, TRENTON, NJ 08620-1520 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2026 · Amount on Record |
| Deed Sale | Jan 5, 2026 · Amount on Record |
| Prior Sale | Aug 8, 2025 · Amount on Record |
| Deed Document Number | 2026150 |
| Deed Book / Page | 6614 / 1317 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER NJ |
| Recording Date | Jan 5, 2026 |
| Property Address | 12 GERARD RD, HAMILTON, NJ 08620-1520 |
| Document Number | 0000000150 |
| Book / Page | 6614 / 1317 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 2026000150 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Title Company | TRIDENT LAND TRANSFER COMPANY (NJ), TRIDENT LAND TRANSFER CO NJ |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 52 SURREY LN, CLIFTON, NJ 07012-1433 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12 GERARD RD, TRENTON, NJ 08620-1520 |
| Document Number | 0000000151 |
|---|---|
| Date | Jan 5, 2026 |
| Instrument | 2026000151 |
| Name | NOVUS HOME MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
Source: Mercer County and Hamilton Township assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Mercer County |
| County Subdivision | Hamilton Township |
| Unified School District | Hamilton Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $193,700 (-) Land $82,100 Building $111,600 | $193,700 (-) Land $82,100 Building $111,600 | |
| 2025 | $7,182.00 (+9.23%) Widower's exemption | $193,700 (-) Land $82,100 Building $111,600 | $193,700 (-) Land $82,100 Building $111,600 |
| 2024 | $6,575.00 (+8.73%) | ||
| 2023 | $193,700 Land $82,100 Building $111,600 | $193,700 Land $82,100 Building $111,600 | |
| 2022 | $6,047.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator, with a treatment or procedure violation still open.
| Water Quality | Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018 |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019 |
| Monitoring and Reporting | 36 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
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