14 Edwards Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 14 Edwards Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 8,750 sqft · built 2020
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,900,000 (Jan 2008)
Tax Bill	$74,889 (2025)
Deeds & Mortgages	Oct 2018 Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`41-00124-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`41-00124-0000-00007`
Alternative APNs	`410012400007` `217900`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	8,750 sqft Living Area
1st Floor Area	8,750 sqft
Upper Floors Area	5,119 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Roof Material	Wood Shingle
Lot Area	65,340 sqft
Garage Area	1,428 sqft
Parking Spaces	7 Parking Spaces
Porch	Open Porch
Deck Area	72 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	217900
Street Address	14 EDWARDS POINT RD
City	RUMSON
State	NJ
Zip	07760-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Subdivision	RIVERFIELDS ESTATES
Legal Block	124
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4007
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 EDWARDS POINT RD, RUMSON, NJ 07760-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2008 · Amount on Record
Deed Sale	Jan 23, 2008 · Amount on Record
Deed Document Number	20088505
Deed Book / Page	8700 / 907
Record Updated	Sep 20, 2026

October 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 5, 2018
Property Address	14 EDWARDS POINT RD, RUMSON, NJ 07760-1215
Book / Page	009315 / 002652
Instrument Date	Sep 28, 2018
Instrument	98643
Transaction Type	Construction Loan
Record Updated	Oct 24, 2018
Title Company	ZINN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 EDWARDS POINT RD RUMSON NJ 077601215, RUMSON, NJ 07760-1215

Mortgage

Document Number	0000098643
Date	Oct 5, 2018
Book Page	009315/002652
Instrument	98643

Lender

Name	M&T BK
Type	Bank
Address	1 M AND T PLZ, BUFFALO, NY 14203-2309

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2048

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$8,084,700 (+13.25%) Land $3,271,200 Building $4,813,500	$8,084,700 (+13.25%) Land $3,271,200 Building $4,813,500
2025	$74,889.00 (+2.21%)	$7,139,100 (+17.77%) Land $3,042,500 Building $4,096,600	$7,139,100 (+17.77%) Land $3,042,500 Building $4,096,600
2024	$73,272.00 (+3.65%)
2023		$6,062,100 Land $2,650,000 Building $3,412,100	$6,062,100 Land $2,650,000 Building $3,412,100
2022	$70,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250