10 Edwards Point Rd, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 10 Edwards Point Rd, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 6,892 sqft · built 2011
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,600,000 (Dec 2020)
Tax Bill	$44,424 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`41-00124-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`41-00124-0000-00005`
Alternative APNs	`410012400005` `217700`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	6,892 sqft Living Area
1st Floor Area	5,115 sqft
Upper Floors Area	2,483 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	65,340 sqft
Garage Area	1,075 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	462 sqft
Porch	Open Porch
Deck Area	242 sqft
Patio Area	231 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	217700
Street Address	10 EDWARDS POINT RD
City	RUMSON
State	NJ
Zip	07760-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF80
Legal Description	ADDITIONAL LOTS: DEMO 2009 POOL STAY
Legal Subdivision	RIVERFIELDS ESTATES
Legal Block	124
Legal Lot Number	5
Jurisdiction	MONMOUTH NJ
Township / Civil Division	RUMSON
Census Block Group	4
Census Block	4007
Census Tract	803800

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 EDWARDS POINT RD, RUMSON, NJ 07760-1215
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2020 · Amount on Record
Deed Sale	Dec 1, 2020 · Amount on Record
Deed Document Number	2020142239
Deed Book / Page	9460 / 8800
Prior Transfer Date	Aug 14, 2004
Prior Transfer Doc	0084598402
Record Updated	Sep 20, 2026

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 1, 2020
Property Address	10 EDWARDS POINT RD, RUMSON, NJ 07760-1215
Document Number	0000142239
Book / Page	009460 / 008800
Instrument Date	Oct 16, 2020
Instrument	142239
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 EDWARDS POINT RD RUMSON NJ 077601215, RUMSON, NJ 07760-1215

Mortgage

Document Number	142240
Date	Dec 1, 2020
Book Page	009460/008835
Instrument	142240

Lender

Name	HSBC BK USA NA
Type	Bank
Address	45 W CIRCULAR RD, NEW YORK, NY 10018

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2050

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Rumson Borough
Elementary School District	Rumson Borough School District (KG - 08)
Secondary School District	Rumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,186,000 (+22.46%) Land $2,969,300 Building $2,216,700	$5,186,000 (+22.46%) Land $2,969,300 Building $2,216,700
2025	$44,424.00 (+1.34%)	$4,234,900 (+15.14%) Land $2,761,900 Building $1,473,000	$4,234,900 (+15.14%) Land $2,761,900 Building $1,473,000
2024	$43,835.00 (+3.94%)
2023		$3,677,900 Land $2,437,500 Building $1,240,400	$3,677,900 Land $2,437,500 Building $1,240,400
2022	$42,174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	279 (1978–2019)
Claims Outside the SFHA	32 of 279
Most Recent Claim	Jun 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 129 claims Hurricane Irene, Aug 2011 · 19 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 74 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250