Monmouth County and Rumson Borough property record for 12 Edwards Point Rd, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 4,954 sqft · built 1964 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $4,500,000 (Nov 2024) |
| Tax Bill | $38,806 (2025) |
| Deeds & Mortgages | Feb 2026 Construction Loan Nov 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 41-00124-0000-00006 |
| Primary APN | 41-00124-0000-00006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,954 sqft Living Area |
| 1st Floor Area | 2,614 sqft |
| Upper Floors Area | 2,430 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 65,340 sqft |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 860 sqft |
|---|---|
| Porch | Open Porch |
| Deck Area | 135 sqft |
| Patio Area | 827 sqft |
| Cooling System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 217800 |
|---|---|
| Street Address | 12 EDWARDS POINT RD |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | DOROTHEA FOLKER ESTATE |
| Legal Block | 124 |
| Legal Lot Number | 6 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 803800 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 12 EDWARDS POINT RD, RUMSON, NJ 07760-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 13, 2026 | Deed of Trust, Mortgage · Construction Mortgage FULTON BANK NA |
| Nov 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2024 · Amount on Record |
| Deed Sale | Nov 12, 2024 · Amount on Record |
| Prior Sale | Mar 27, 2000 · Amount on Record |
| Deed Document Number | 202479417 |
| Deed Book / Page | 9712 / 6040 |
| Prior Transfer Date | Mar 13, 2000 |
| Prior Transfer Doc | 5921000140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 EDWARDS POINT RD, RUMSON, NJ 07760-1215 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | RMS TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 12 EDWARDS POINT RD, RUMSON, NJ 07760-1215 |
| Document Number | 0097801194 |
|---|---|
| Date | Feb 13, 2026 |
| Book Page | 9780/1194 |
| Instrument | 2026013816 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Address | VIRGINIA BEACH, VA 23462 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 382 Months |
| Due | Dec 1, 2057 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Sep 1, 2034 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.7% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 12 EDWARDS POINT RD, RUMSON, NJ 07760-1215 |
| Document Number | 0000110239 |
| Instrument Date | Nov 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 EDWARDS POINT RD RUMSON NJ 077601215, RUMSON, NJ 07760-1215 |
| Document Number | 0000110239 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 009380/006651 |
| Instrument | 110239 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | WESTMONT, IL 60559 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2049 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,085,600 (-16.59%) Land $2,969,300 Building $116,300 | $3,085,600 (-16.59%) Land $2,969,300 Building $116,300 | |
| 2025 | $38,806.00 (+1.27%) | $3,699,300 (+15.21%) Land $2,761,900 Building $937,400 | $3,699,300 (+15.21%) Land $2,761,900 Building $937,400 |
| 2024 | $38,320.00 (+5.34%) | ||
| 2023 | $3,210,900 Land $2,437,500 Building $773,400 | $3,210,900 Land $2,437,500 Building $773,400 | |
| 2022 | $36,377.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 279 (1978–2019) |
| Claims Outside the SFHA | 32 of 279 |
| Most Recent Claim | Jun 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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