14 E Mercer Ave, #A, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 14 E Mercer Ave, #A, Harvey Cedars, NJ 08008

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,822 sqft · built 2007
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$1,625,000 (Sep 2018)
Tax Bill	$17,804 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Sep 2018 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`10-00038-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`10-00038-0000-00021`
Alternative APNs	`100003800021` `5940`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,822 sqft Living Area
Gross Area	2,632 sqft
Basement Area	810 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Contemporary
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5940
Street Address	14A E MERCER AVE
City	HARVEY CEDARS
State	NJ
Zip	08008-5760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	50X110
Legal Block	38
Legal Lot Number	21
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	5
Census Block	5001
Census Tract	738100

Owner

14 E Mercer Ave, #A is owned by two individuals who bought it in September 2018.

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	836 PHELPS RD, FRANKLIN LAKES, NJ 07417-1544
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 28, 2018	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Deed Document Number	201895903
Deed Book / Page	17254 / 15
Record Updated	Sep 20, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	14 E MERCER AVE # A, A, HARVEY CEDARS, NJ 08008-5760
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	SURETY TTL AGCY COASTAL REGI

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0174301303
Date	Apr 4, 2019
Book Page	17430/1303
Instrument	2019030594

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2034

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Sep 28, 2018
Property Address	14 E MERCER AVE # A, A, HARVEY CEDARS, NJ 08008-5760
Document Number	0172540015
Book / Page	17254 / 0015
Instrument Date	Aug 3, 2018
Instrument	2018095903
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	SURETY TITLE AGENCY COASTAL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	65 NEW ST, 65, NEW HOPE, PA 18938-1206

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 PHELPS RD, FRANKLIN LAKES, NJ 07417-1544

Mortgage

Document Number	2018095904
Date	Sep 28, 2018
Instrument	2018095904

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 14 E Mercer Ave, #A was $17,804, down 1.2% from the year before.

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,601,100 (-) Land $1,109,600 Building $491,500	$1,601,100 (-) Land $1,109,600 Building $491,500
2025	$17,804.00 (-1.15%)	$1,601,100 Land $1,109,600 Building $491,500	$1,601,100 Land $1,109,600 Building $491,500
2024	$18,012.00
2023		$1,601,100 Land $1,109,600 Building $491,500	$1,601,100 Land $1,109,600 Building $491,500
2022	$15,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 E Mercer Ave, #A in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 206 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	210 units insured incl. 4 condo units
Nearby Flood Claims	187 (1984–2022)
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 120 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims Coastal Storms & Flooding, Mar 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 14 E Mercer Ave, #A has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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