13 E Mercer Ave, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 13 E Mercer Ave, Harvey Cedars, NJ 08008

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1962
Lot Size	0.253 acres (10,999 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Nov 1995)
Tax Bill	$18,910 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone AO (high risk)
APN	`10-00039-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`10-00039-0000-00007`
Alternative APNs	`100003900007` `6080`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,092 sqft
Basement Area	1,092 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Flat
Roof Material	Other
Lot Area	10,999 sqft (0.253 acres)
Lot Dimensions	110 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	6080
Street Address	13 E MERCER AVE
City	HARVEY CEDARS
State	NJ
Zip	08008-5761
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	100X110
Legal Subdivision	MERCER AVE
Legal Block	39
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	5
Census Block	5001
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 3230, BEACH HAVEN, NJ 08008-0322
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 5, 2017	Quit Claim Deed, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 1995 · Amount on Record
Deed Sale	Nov 14, 1995 · Amount on Record
Deed Book / Page	5319 / 390
Last Transfer Date	Mar 14, 2012
Transfer Doc	0151800744
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	13 E MERCER AVE, HARVEY CEDARS, NJ 08008-5761
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184900166
Date	May 21, 2021
Book Page	18490/166
Instrument	2021077834

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	OCEAN NJ
Recording Date	Jan 5, 2017
Property Address	13 E MERCER AVE, HARVEY CEDARS, NJ 08008-5761
Document Number	0166220253
Book / Page	01662 / 000253
Instrument Date	Dec 20, 2016
Instrument	1457
Transaction Type	Mortgage
Record Updated	Aug 14, 2018
Title Company	CITY ABSTRACT

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3230 HARVEY CEDARS NJ 080080322, HARVEY CEDARS, NJ 08008-0322

Mortgage

Document Number	166220260
Date	Jan 5, 2017
Book Page	016622/000260
Instrument	1458

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,715,600 (+0.89%) Land $1,598,600 Building $117,000	$1,715,600 (+0.89%) Land $1,598,600 Building $117,000
2025	$18,910.00 (-1.15%)	$1,700,500 (-) Land $1,598,600 Building $101,900	$1,700,500 (-) Land $1,598,600 Building $101,900
2024	$19,130.00 (+16.34%)
2023		$1,700,500 Land $1,598,600 Building $101,900	$1,700,500 Land $1,598,600 Building $101,900
2022	$16,443.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	210 units insured incl. 4 condo units
Nearby Flood Claims	187 (1984–2022)
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 120 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims Coastal Storms & Flooding, Mar 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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