12 E Mercer Ave, Harvey Cedars (Beach Haven), NJ 08008 Property Records

Ocean County and Harvey Cedars Borough property record for 12 E Mercer Ave, Harvey Cedars, NJ 08008

Property Summary

Property Type	Multi-Family Dwellings
Details	6 bd · 6 ba · 3,112 sqft · built 1997
Lot Size	0.138 acres (5,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,285,000 (Jul 2018)
Tax Bill	$14,263 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`10-00038-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`10-00038-0000-00022`
Alternative APNs	`100003800022` `5950`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,112 sqft Living Area
Gross Area	4,754 sqft
Basement Area	1,642 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Multi-Family
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	5,998 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5950
Street Address	12 E MERCER AVE
City	HARVEY CEDARS
State	NJ
Zip	08008-5760
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R-A
Legal Description	50X120
Legal Subdivision	HARVEY GARDENS
Legal Block	38
Legal Lot Number	22
Jurisdiction	OCEAN NJ
Township / Civil Division	HARVEY CEDARS
Census Block Group	5
Census Block	5001
Census Tract	738100

Owner

Source: Ocean County and Harvey Cedars Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	167 SETON DR, NEW ROCHELLE, NY 10804-1504
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage EQUITY PRIME MORTGAGE LLC
Jul 9, 2018	Deed, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2018 · Amount on Record
Deed Sale	Jul 9, 2018 · Amount on Record
Deed Document Number	201865919
Deed Book / Page	17168 / 925
Prior Transfer Date	Mar 23, 2015
Prior Transfer Doc	0160620802
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	12 E MERCER AVE, HARVEY CEDARS, NJ 08008-5760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDGUARD TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0182230766
Date	Dec 23, 2020
Book Page	18223/766
Instrument	2020156566

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jul 9, 2018
Property Address	12 E MERCER AVE, HARVEY CEDARS, NJ 08008-5760
Document Number	0171680925
Book / Page	17168 / 925
Map Reference	MAP NO A-420
Instrument Date	Jun 22, 2018
Instrument	2018065919
Transaction Type	Transfer
Record Updated	Nov 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$25,873.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2909 EDGEMONT DR, 2909, ALLENTOWN, PA 18103-5409

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	167 SETON DR, NEW ROCHELLE, NY 10804-1504

Mortgage

Document Number	0171680931
Date	Jul 9, 2018
Book Page	17168/931
Instrument	2018065920

Lender

Name	EQUITY PRIME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Ocean County and Harvey Cedars Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Harvey Cedars Borough
Elementary School District	Long Beach Island School District (KG - 06)
Secondary School District	Southern Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,282,600 (-) Land $1,082,000 Building $200,600	$1,282,600 (-) Land $1,082,000 Building $200,600
2025	$14,263.00 (-1.15%)	$1,282,600 (-) Land $1,082,000 Building $200,600	$1,282,600 (-) Land $1,082,000 Building $200,600
2024	$14,429.00 (+16.34%)
2023		$1,282,600 Land $1,082,000 Building $200,600	$1,282,600 Land $1,082,000 Building $200,600
2022	$12,402.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	210 units insured incl. 4 condo units
Nearby Flood Claims	187 (1984–2022)
Most Recent Claim	Oct 2022 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 120 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims Coastal Storms & Flooding, Mar 1984 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARVEY CEDARS WATER DEPT serves 6,600 people · EPA ID NJ1509001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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