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14 E Grove Ct, Freeland, MI 48623 Property Records

Saginaw County property record for 14 E Grove Ct, Freeland, MI 48623

Property Summary

Property TypeCondominium
Details4 bd · 4.5 ba · 3,841 sqft · built 2001
Lot Size0.591 acres (25,744 sqft)
Owner2 Individual Names on File
Last Sale$552,500 (Jun 2021)
Tax Bill$12,022 (2025)
Deeds & MortgagesMar 2022 Transfer
Jun 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN28-12-3-03-2366-000

Property Details

APN / Parcel Number

Primary APN28-12-3-03-2366-000

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,841 sqft Living Area
1st Floor Area2,594 sqft
Basement Area2,594 sqft
Unfinished Basement2,594 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleCondo/Apartment
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,744 sqft (0.591 acres)
Lot Dimensions232 ft deep x 111 ft wide
Garage Area1,152 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address14 E GROVE CT
CityFREELAND
StateMI
Zip48623-7805
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeB-5
Legal DescriptionUNIT 66 THE GROVE AT APPLE MOUNTAIN SITE CONDOMINIUM SAGINAW COUNTY CONDOMINIUM SUBDIVISION PLAN NO 51 SEC 3 T12N R3E ***NEW
Legal Range03E
Legal Township12N
Legal Section03
Legal SubdivisionCONDOMINIUM SUBDIVISION
Legal Unit66
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group1
Census Block1006
Census Tract12002

Owner

14 E Grove Ct, a condominium, is owned and occupied by two individuals who acquired it in March 2022.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address14 E GROVE CT, FREELAND, MI 48623-7805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2022Intrafamily Transfer, Transfer
Jun 1, 2021Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK
Jun 26, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2021 · Amount on File
Deed SaleJun 1, 2021 · Amount on File
Prior SaleSep 27, 2006
Deed Document Number202120066
Last Transfer DateMar 4, 2022
Transfer Doc0000007154
Record UpdatedOct 29, 2026

March 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAGINAW MI
Recording DateMar 23, 2022
Property Address14 E GROVE CT, FREELAND, MI 48623-7805
Document Number0000007154
Map ReferenceLB 1980 PG 208-296
Instrument DateMar 4, 2022
Instrument2022007154
Transaction TypeTransfer
Record UpdatedAug 12, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14 E GROVE CT, FREELAND, MI 48623-7805

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJun 1, 2021
Property Address14 E GROVE CT, FREELAND, MI 48623-7805
Document Number0000020066
Map ReferenceLB 1980 PG 208-296
Instrument DateMay 27, 2021
Instrument2021020066
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,143.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 E GROVE CT, 14, FREELAND, MI 48623-7805

Transferred To (Grantee/Buyer)

NameVerified Name
Address1453 EAGLE CREST CT, SAGINAW, MI 48609-8533

Mortgage

Document Number0000020067
DateJun 1, 2021
Instrument2021020067
Lender
NameINDEPENDENT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAGINAW MI
Recording DateJun 26, 2020
Property Address14 E GROVE CT, FREELAND, MI 48623-7805
Document Number0000016218
Instrument DateJun 26, 2020
Instrument16218
Transaction TypeTransfer
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address14 E GROVE CT FREELAND MI 486237805, FREELAND, MI 48623-7805

Tax Assessment & Valuation

The 2025 property tax bill for 14 E Grove Ct was $12,022 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$369,800 (+5.21%)$739,600 (+5.21%)
2025$12,022.00 Homeowner's exemption$351,500$703,000
2023$328,300$656,600
2022$9,920.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 E Grove Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2022)
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2020 · 3 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 E Grove Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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