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19 E Grove Ct, Freeland, MI 48623 Property Records

Saginaw County property record for 19 E Grove Ct, Freeland, MI 48623

Property Summary

Property TypeCondominium
Details4 bd · 4 ba · 3,446 sqft · built 1997
Lot Size0.444 acres (19,341 sqft)
OwnerIndividual Name on Record
Last Sale$699,900 (Dec 2020)
Tax Bill$10,065 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN28-12-3-03-2343-000

Property Details

APN / Parcel Number

Primary APN28-12-3-03-2343-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Stories1 Story
Building Area3,446 sqft Living Area
1st Floor Area2,220 sqft
Basement Area2,220 sqft
Finished Basement2,220 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,341 sqft (0.444 acres)
Lot Dimensions160 ft deep x 121 ft wide
Garage Area926 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address19 E GROVE CT
CityFREELAND
StateMI
Zip48623-7805
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeB-5
Legal DescriptionUNIT 43 THE GROVE AT APPLE MOUNTAIN SITE CONDOMINIUM SAGINW COUNTY CONDOMINIUM SUBDIVISION PLAN NO 51 SEC 3 T12N R3E ***NEW
Legal Range03E
Legal Township12N
Legal Section03
Legal SubdivisionCONDOMINIUM SUBDIVISION
Legal Unit43
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group1
Census Block1006
Census Tract12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19 E GROVE CT, FREELAND, MI 48623-7805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleJan 14, 1998 · Amount on Record
Deed Document Number202032386
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateDec 22, 2020
Property Address19 E GROVE CT, FREELAND, MI 48623-7805
Document Number2020032386
Map ReferenceLB 1980 PG 208-296
Instrument DateDec 15, 2020
Instrument2020032386
Transaction TypeTransfer
Record UpdatedSep 2, 2021
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$5,250.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 E GROVE CT, 19, FREELAND, MI 48623-7805

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 LAMPLIGHTER DR, SAGINAW, MI 48603-8655

Mortgage

Document Number2020032387
DateDec 22, 2020
Instrument2020032387
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$304,300 (+11.92%)$608,600 (+11.92%)
2025$10,065.00 (+21.06%) Homeowner's exemption
2023$271,900$543,800
2022$8,314.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2022)
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2020 · 3 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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