9 E Grove Ct, Freeland, MI 48623 Property Records

Saginaw County property record for 9 E Grove Ct, Freeland, MI 48623

Property Summary

Property TypeCondominium
Details5 bd · 6 ba · 6,284 sqft · built 2000
Lot Size0.591 acres (25,744 sqft)
Owner2 Individual Names on Record
Last Sale$715,000 (Jan 2022)
Tax Bill$14,172 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Apr 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN28-12-3-03-2338-000

Property Details

APN / Parcel Number

Primary APN28-12-3-03-2338-000

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area6,284 sqft Living Area
1st Floor Area2,172 sqft
Basement Area2,172 sqft
Finished Basement2,160 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleCondo/Apartment
Exterior MaterialBrick
Roof TypeGable
Roof MaterialAsphalt
Lot Area25,744 sqft (0.591 acres)
Lot Dimensions160 ft deep x 161 ft wide
Garage Area1,056 sqft
Parking Spaces4 Parking Spaces
PorchCovered Porch
Porch Area338 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal

Location & Zoning

Street Address9 E GROVE CT
CityFREELAND
StateMI
Zip48623-7805
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeB-5
Legal DescriptionUNIT 38 THE GROVE AT APPLE MOUNTAIN SITE CONDOMINIUM SAGINAW COUNTY CONDOMINIUM SUBDIVISION PLAN NO 51 SEC 3 T12N R3E ***NEW
Legal Range03E
Legal Township12N
Legal Section03
Legal SubdivisionCONDOMINIUM SUBDIVISION
Legal Unit38
JurisdictionSAGINAW MI
Township / Civil DivisionTHOMAS
Census Block Group1
Census Block1006
Census Tract12002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9 E GROVE CT, FREELAND, MI 48623-7805
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2022Warranty Deed, Transfer · Conventional Mortgage
UNITED FINANCIAL CU
Apr 13, 2017Warranty Deed, Transfer · Conventional Mortgage
INDEPENDENT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2022 · Amount on Record
Deed SaleJan 6, 2022 · Amount on Record
Prior SaleJan 19, 1999 · Amount on Record
Deed Document Number2022577
Prior Transfer DateApr 4, 2013
Prior Transfer Doc0000013443
Record UpdatedOct 29, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateJan 6, 2022
Property Address9 E GROVE CT, FREELAND, MI 48623-7805
Document Number0000000577
Map ReferenceLB 1980 PG 208
Instrument DateDec 7, 2021
Instrument2022000577
Transaction TypeTransfer
Record UpdatedJan 21, 2022
Title CompanyTITLE RESOURCE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,362.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3839 WILD PINE DR, 3839, SAGINAW, MI 48603-8660

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 E GROVE CT, FREELAND, MI 48623-7805

Mortgage

Document Number0000039790
DateDec 21, 2021
Instrument2021039790
Lender
NameUNITED FINANCIAL CU
TypeCredit Union
AddressSAGINAW, MI 48603
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2052

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSAGINAW MI
Recording DateApr 13, 2017
Property Address9 E GROVE CT, FREELAND, MI 48623-7805
Document Number2017013005
Instrument DateMar 31, 2017
Instrument2017013005
Transaction TypeTransfer
Record UpdatedSep 2, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3839 WILD PINE DR, SAGINAW, MI 48603-8660

Mortgage

Document Number0000013006
DateApr 13, 2017
Instrument2017013006
Lender
NameINDEPENDENT BANK
TypeBank
AddressGRAND RAPIDS, MI 49525
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2032

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySaginaw County
County SubdivisionThomas Township
Unified School DistrictFreeland Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$430,800 (+11.32%)$861,600 (+11.32%)
2025$14,172.00 (+21.23%) Homeowner's exemption
2023$387,000$774,000
2022$11,690.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims9 (1978–2022)
Most Recent ClaimAug 2022 · other causes
Claims by Event
  • Severe Storms And Flooding, May 2020 · 3 claims
  • Severe Storms & Flooding, Sep 1986 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTITTABAWASSEE TOWNSHIP
serves 9,227 people · EPA ID MI0002470
Water SourcePurchased surface water from CITY OF SAGINAW
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2018
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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