Washington County property record for 14 Cumberland St, Clear Spring, MD 21722
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,680 sqft · built 1930 |
| Lot Size | 0.113 acres (4,925 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $145,000 (Apr 2018) |
| Tax Bill | $1,168 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2018 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-009606 |
| Primary APN | 04-009606 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,680 sqft Total Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 4,925 sqft (0.113 acres) |
| Lot Dimensions | 197 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 180 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Connected |
| Account Number | 009606 |
|---|---|
| Street Address | 14 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722-1971 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | U |
| Legal Description | PT LT 52 .1131 AC 14 CUMBERLAND ST |
| Legal Subdivision | CLEAR SPRING |
| Legal Lot Number | 52 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1064 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 14 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Apr 30, 2018 | Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE |
| Nov 27, 2017 | Grant Deed, Transfer OLDE TOWNE TITLE COMPANY |
| May 15, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Prior Sale | Nov 27, 2017 · Amount on Record |
| Deed Book / Page | 5738 / 1 |
| Prior Transfer Date | Feb 14, 2017 |
| Prior Transfer Doc | 0055020377 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 14 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0069100155 |
|---|---|
| Date | Jan 27, 2022 |
| Book Page | 6910/155 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Apr 30, 2018 |
| Property Address | 14 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971 |
| Document Number | 0057380001 |
| Book / Page | 5738 / 0001 |
| Map Reference | LB HH26 FO741 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | PASSPORT TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $837.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 14 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971 |
| Document Number | 0000057387 |
|---|---|
| Date | Apr 30, 2018 |
| Instrument | 5738/7 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 2, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Nov 27, 2017 |
| Property Address | 14 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971 |
| Document Number | 0056410320 |
| Book / Page | 005641 / 000320 |
| Instrument Date | Oct 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Title Company | OLDE TOWNE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 12500 GARROW DR CLEAR SPRING MD 217221722, CLEAR SPRING, MD 21722-1722 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | May 15, 2017 |
| Property Address | 14 CUMBERLAND ST, CLEAR SPRING, MD 21722-1971 |
| Document Number | 0055020377 |
| Book / Page | 005502 / 000377 |
| Instrument Date | Nov 4, 2016 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $69.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Investor | Possibly a Property Investor |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,168.00 (+5.8%) Homeowner's exemption | $190,200 (+9.5%) Land $36,900 Building $153,300 | $190,200 (-) Land $36,900 Building $153,300 |
| 2025 | $1,104.00 (+11.29%) Homeowner's exemption | $173,700 (+23.45%) | $190,200 (+35.18%) Land $36,900 Building $153,300 |
| 2023 | $992.00 Homeowner's exemption | $140,700 Land $36,900 Building $103,800 | $140,700 Land $36,900 Building $103,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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