Washington County property record for 19 Cumberland St, Clear Spring, MD 21722
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 3,750 sqft · built 1880 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Jan 2024) |
| Tax Bill | $2,311 (2026) |
| Deeds & Mortgages | Jan 2024 Sale & Mortgage Dec 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-005414 |
| Primary APN | 04-005414 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,750 sqft Total Area |
| Utility Area | 81 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Metal |
| Lot Area | 10,454 sqft (0.24 acres) |
| Porch | Slab |
| Porch Area | 578 sqft |
| Shed | 1 Shed |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 005414 |
|---|---|
| Street Address | 19 CUMBERLAND ST |
| City | CLEAR SPRING |
| State | MD |
| Zip | 21722 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | U |
| Legal Description | PT LOTS 49&51 48X1 19 CUMBERLAND ST 0.24 ACRES |
| Legal Lot Number | 49,51 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 4, CLEAR SPRING |
| Census Block Group | 1 |
| Census Block | 1061 |
| Census Tract | 10600 |
Source: Washington County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13031 SPICKLER RD, CLEAR SPRING, MD 21722-1430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2024 | Deed, Transfer · Conventional Mortgage PRESIDENTIAL BANK FSB |
| Dec 12, 2022 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 16, 2018 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2024 · Amount on Record |
| Deed Sale | Jan 22, 2024 · Amount on Record |
| Deed Book / Page | 7391 / 153 |
| Prior Transfer Date | Dec 6, 2022 |
| Prior Transfer Doc | 0071560446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Jan 22, 2024 |
| Property Address | 19 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Document Number | 0073910153 |
| Book / Page | 7391 / 153 |
| Instrument Date | Jan 11, 2024 |
| Transaction Type | Transfer |
| Record Updated | Jan 31, 2024 |
| Title Company | CARTER TITLE LLC, CHARTER TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 13031 SPICKLER RD, CLEAR SPRING, MD 21722-1430 |
| Document Number | 0073910162 |
|---|---|
| Date | Jan 22, 2024 |
| Instrument | 7391-0162 |
| Name | PRESIDENTIAL BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Recording Date | Dec 12, 2022 |
| Property Address | 19 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Document Number | 0071560446 |
| Book / Page | 7156 / 446 |
| Instrument Date | Dec 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 19 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHINGTON MD |
| Property Address | 19 CUMBERLAND ST, CLEAR SPRING, MD 21722 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RGS TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0058720069 |
|---|---|
| Date | Nov 16, 2018 |
| Book Page | 5872/0069 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | 00000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Clear Spring Town |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,311.00 (+9.58%) | $253,700 (+9.57%) Land $42,600 Building $211,100 | $253,700 (-) Land $42,600 Building $211,100 |
| 2025 | $2,109.00 (+10.59%) | $231,533 (+23.68%) | $253,700 (+35.52%) Land $42,600 Building $211,100 |
| 2024 | $1,907.00 (+11.39%) | ||
| 2023 | $1,712.00 Homeowner's exemption | $187,200 Land $42,600 Building $144,600 | $187,200 Land $42,600 Building $144,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2014) |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CLEAR SPRING serves 455 people · EPA ID MD0210005 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures