Hamilton County property record for 13986 Silver Stream Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,798 sqft · built 1989 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $6,561 (2024) |
| Deeds & Mortgages | Aug 2022 Transfer Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-102-062.000-018 |
| Primary APN | 29-09-23-102-062.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,798 sqft Living Area |
| Gross Area | 5,423 sqft |
| 1st Floor Area | 4,223 sqft |
| 2nd Floor Area | 1,161 sqft |
| Attic | Attic |
| Attic Area | 600 sqft |
| Basement Area | 725 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 425 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Construction Type | Brick |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 140 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 13986 SILVER STREAM DR |
|---|---|
| City | CARMEL |
| State | IN |
| Zip | 46032-8983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .33, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 7, LOT 323 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | SPRINGMILL CROSSING SECTION 7 |
| Legal Block | 7 |
| Legal Lot Number | 323 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 110906 |
Source: Hamilton County records, as of March 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 13986 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 18, 2022 | Intrafamily Transfer, Transfer |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2022 |
| Deed Sale | Aug 18, 2022 |
| Prior Sale | Jun 19, 2015 · Amount on Record |
| Deed Document Number | 202241112 |
| Prior Transfer Date | Aug 17, 2022 |
| Prior Transfer Doc | 0000041112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Aug 18, 2022 |
| Property Address | 13986 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Document Number | 0000041112 |
| Map Reference | MB 16 PG 68-71 |
| Instrument Date | Aug 17, 2022 |
| Instrument | 2022041112 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 13986 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 13986 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057651 |
|---|---|
| Date | Aug 25, 2020 |
| Instrument | 2020057651 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Hamilton County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $594,000 (+2.98%) Land $121,000 Building $473,000 | $594,000 (+2.98%) Land $121,000 Building $473,000 | |
| 2024 | $6,561.00 (+5.89%) | $576,800 (+2.94%) Land $121,000 Building $455,800 | $576,800 (+2.94%) Land $121,000 Building $455,800 |
| 2023 | $6,196.00 (+23.18%) Homeowner's exemption | $560,300 (+26.99%) Land $91,700 Building $468,600 | $560,300 (+26.99%) Land $91,700 Building $468,600 |
| 2022 | $5,030.00 Homeowner's exemption | $441,200 Land $91,700 Building $349,500 | $441,200 Land $91,700 Building $349,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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