13930 Silver Stream Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 13930 Silver Stream Dr, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,093 sqft · built 1990
Lot Size0.319 acres (13,939 sqft)
OwnerIndividual Name on Record
Tax Bill$6,086 (2024)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN29-09-23-102-057.000-018

Property Details

APN / Parcel Number

Primary APN29-09-23-102-057.000-018
Alternative APN
  • 1709230102057000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Plumbing Fixtures17 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area4,093 sqft Living Area
1st Floor Area1,486 sqft
2nd Floor Area1,289 sqft
AtticAttic
Attic Area482 sqft
Basement Area1,114 sqft
Finished Basement836 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area13,939 sqft (0.319 acres)
Lot Dimensions140 ft deep x 100 ft wide
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709230102057000
Street Address13930 SILVER STREAM DR
CityCARMEL
StateIN
Zip46032-8983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .32, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 7, LOT 328
Legal Range03
Legal Township18
Legal Section23
Legal SubdivisionSPRINGMILL CROSSING
Legal Block7
Legal Lot Number328
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3017
Census Tract110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address13930 SILVER STREAM DR, CARMEL, IN 46032-8983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2015
Deed SaleJul 21, 2015
Prior SaleMar 5, 2012
Deed Document Number2015037306
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address13930 SILVER STREAM DR, CARMEL, IN 46032-8983
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCENTURION LAND TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037016
DateJun 16, 2020
Instrument2020037016
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
AddressFORT WAYNE, IN 46804
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$605,500 (+5.82%) Land $118,600 Building $486,900$605,500 (+5.82%) Land $118,600 Building $486,900
2024$6,086.00 (+4.27%)
2023$5,837.00 (+20.43%)$572,200 (+27.27%) Land $89,900 Building $482,300$572,200 (+27.27%) Land $89,900 Building $482,300
2022$4,847.00$449,600 Land $89,900 Building $359,700$449,600 Land $89,900 Building $359,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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