Hamilton County property record for 13938 Silver Stream Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,979 sqft · built 1989 |
| Lot Size | 0.319 acres (13,939 sqft) |
| Owner | Individual Name on File |
| Last Sale | $544,900 (Jun 2022) |
| Tax Bill | $6,332 (2024) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-23-102-058.000-018 |
| Primary APN | 29-09-23-102-058.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,979 sqft Living Area |
| 1st Floor Area | 1,246 sqft |
| 2nd Floor Area | 1,040 sqft |
| Basement Area | 924 sqft |
| Finished Basement | 693 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Other |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.319 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1709230102058000 |
|---|---|
| Street Address | 13938 SILVER STREAM DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-8983 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .32, SECTION 23, TOWNSHIP 18, RANGE 3, SPRINGMILL CROSSING, SECTION 7, LOT 327 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 23 |
| Legal Subdivision | SPRINGMILL CROSSING |
| Legal Block | 7 |
| Legal Lot Number | 327 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 110906 |
Source: Hamilton County assessment roll, APN 29-09-23-102-058.000-018, as of July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 13938 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2022 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Mar 03, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 23, 2022 · Amount on Record |
| Deed Sale | Jun 23, 2022 · Amount on Record |
| Prior Sale | Mar 03, 2020 |
| Deed Document Number | 2022031241 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jun 23, 2022 |
| Property Address | 13938 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Document Number | 0000031241 |
| Map Reference | MB 16 PG 68-71 |
| Instrument Date | Jun 22, 2022 |
| Instrument | 2022031241 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Title Company | NEAR NORTH TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 13938 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Document Number | 0000031242 |
|---|---|
| Date | Jun 23, 2022 |
| Instrument | 2022031242 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Mar 03, 2020 |
| Property Address | 13938 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Document Number | 2020011213 |
| Map Reference | MB 16 PG 68-71 |
| Instrument Date | Feb 11, 2020 |
| Instrument | 2020011213 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13938 SILVER STREAM DR, CARMEL, IN 46032-8983 |
| Document Number | 2020011214 |
|---|---|
| Date | Mar 03, 2020 |
| Instrument | 2020011214 |
| Name | UNITED SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2050 |
Source: Hamilton County assessment roll as of July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $579,400 (+4.04%) Land $118,600 Building $460,800 | $579,400 (+4.04%) Land $118,600 Building $460,800 | |
| 2024 | $6,332.00 (+5.78%) | $556,900 (+2.58%) Land $118,600 Building $438,300 | $556,900 (+2.58%) Land $118,600 Building $438,300 |
| 2023 | $5,986.00 (+22.99%) Homeowner's exemption | $542,900 (+26.91%) Land $89,900 Building $453,000 | $542,900 (+26.91%) Land $89,900 Building $453,000 |
| 2022 | $4,867.00 Homeowner's exemption | $427,800 Land $89,900 Building $337,900 | $427,800 Land $89,900 Building $337,900 |
Source: FEMA National Flood Hazard Layer, Hamilton County (18057C), as of October 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 78% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 302 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system IN5229004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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