13980 N Rainier Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13980 N Rainier Loop, Rathdrum, ID 83858

Property Summary

Property Type	Other Improved
Details	2 bd · 2 ba · 1,342 sqft · built 2022
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,741 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`RL3220010080`

Property Details

APN / Parcel Number

Primary APN	`RL3220010080`
Alternative APN	`339959`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater

Location & Zoning

Account Number	339959
Street Address	13980 N RAINIER LOOP
City	RATHDRUM
State	ID
Zip	83858-5157
Property Category	Other
Property Type	Other > Other Improved
Legal Description	DIAMOND SPIKE RATHDRUM, LT 8 BLOCK 1 0151N05W
Legal Range	05W
Legal Township	51N
Legal Section	01
Legal Subdivision	DIAMOND SPIKE RATHDRUM
Legal Block	1
Legal Lot Number	8
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1006
Census Tract	301

Owner

Source: Kootenai County records, as of August 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 393, NORDMAN, ID 83848-0393
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FUNDING
Nov 19, 2021	Quit Claim Deed, Subdivision Related Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 19, 2021
Deed Sale	Nov 19, 2021
Prior Sale	Mar 18, 2021 · Amount on Record
Deed Document Number	20212872854
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOOTENAI ID
Recording Date	Aug 7, 2026
Property Address	13980 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	0003052694
Instrument Date	Aug 7, 2026
Instrument	20263052694
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	KOOTENAI COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13980 N RAINIER LOOP, RATHDRUM, ID 83858-5157

Mortgage

Document Number	0003052694,
Date	Aug 7, 2026
Instrument	20263052694

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Quit Claim Deed, Subdivision Related Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Nov 19, 2021
Property Address	13980 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	2872854000
Map Reference	MB L PG 322
Instrument Date	Nov 18, 2021
Instrument	2872854000
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 393, NORDMAN, ID 83848-0393

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,741.00 (-5.02%)	$478,149 (+1.35%) Land $175,000 Building $303,149	$478,149 (+1.35%) Land $175,000 Building $303,149
2024	$2,886.00 (+160.47%)
2023	$1,108.00 (+7.89%)	$471,769 (+169.58%) Land $175,000 Building $296,769	$471,769 (+169.58%) Land $175,000 Building $296,769
2022	$1,027.00	$175,000 Land $175,000	$175,000 Land $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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