13964 N Rainier Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 13964 N Rainier Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,495 sqft · built 2021
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Sep 2021)
Tax Bill	$1,924 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`RL3220010130`

Property Details

APN / Parcel Number

Primary APN	`RL3220010130`
Alternative APN	`339964`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,495 sqft Living Area
1st Floor Area	1,495 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	5,314 sqft (0.122 acres)
Garage Type	Attached
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Space Heater

Location & Zoning

Account Number	339964
Street Address	13964 N RAINIER LOOP
City	RATHDRUM
State	ID
Zip	83858-5157
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND SPIKE RATHDRUM, LT 13 BLOCK 1 0151N05W
Legal Range	05W
Legal Township	51N
Legal Section	01
Legal Subdivision	DIAMOND SPIKE RATHDRUM
Legal Block	1
Legal Lot Number	13
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1006
Census Tract	301

Owner

Source: Kootenai County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	13964 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST BANK
Sep 27, 2021	Intrafamily Transfer, Transfer NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on Record
Deed Sale	Sep 24, 2021 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	20212861357
Prior Transfer Date	Sep 20, 2021
Prior Transfer Doc	0002861634
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Sep 24, 2021
Property Address	13964 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	2861357000
Map Reference	MB L PG 322
Instrument Date	Sep 20, 2021
Instrument	2861357000
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13964 N RAINIER LOOP, RATHDRUM, ID 83858-5157

Mortgage

Document Number	2861358000
Date	Sep 24, 2021
Instrument	2861358000

Lender

Name	MOUNTAIN WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOOTENAI ID
Recording Date	Sep 27, 2021
Property Address	13964 N RAINIER LOOP, RATHDRUM, ID 83858-5157
Document Number	2861634000
Map Reference	MB L PG 322
Instrument Date	Sep 20, 2021
Instrument	2861634000
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	13964 N RAINIER LOOP, RATHDRUM, ID 83858-5157

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,924.00 (+2.89%) Homeowner's exemption	$499,874 (+1.39%) Land $175,000 Building $324,874	$499,874 (+1.39%) Land $175,000 Building $324,874
2024	$1,870.00 (+3.95%)
2023	$1,799.00 (-13.26%) Homeowner's exemption	$493,032 (+6.23%) Land $175,000 Building $318,032	$493,032 (+6.23%) Land $175,000 Building $318,032
2022	$2,074.00 Homeowner's exemption	$464,120 Land $175,000 Building $289,120	$464,120 Land $175,000 Building $289,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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