14004 N Rainier Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 14004 N Rainier Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,224 sqft · built 2021
Lot Size	0.115 acres (5,009 sqft)
Owner	2 Company Names on File
Last Sale	$947,625 (Feb 2023)
Tax Bill	$1,793 (2025)
Deeds & Mortgages	Feb 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RL3220010050`

Property Details

APN / Parcel Number

Primary APN	`RL3220010050`
Alternative APN	`339956`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Frame
Lot Area	5,009 sqft (0.115 acres)
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	339956
Street Address	14004 N RAINIER LOOP
City	RATHDRUM
State	ID
Zip	83858-5171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIAMOND SPIKE RATHDRUM, LT 5 BLOCK 1 0151N05W
Legal Range	05W
Legal Township	51N
Legal Section	01
Legal Subdivision	DIAMOND SPIKE RATHDRUM
Legal Block	1
Legal Lot Number	5
Jurisdiction	KOOTENAI ID
Township / Civil Division	POST FALLS-RATHDRUM
Census Block Group	1
Census Block	1006
Census Tract	301

Owner

14004 N Rainier Loop is owned by a company that acquired it in May 2024 and is owner-occupied.

Source: Kootenai County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	14004 N RAINIER LOOP, RATHDRUM, ID 83858-5171
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 6, 2023 · Amount on File
Deed Sale	Feb 6, 2023 · Amount on File
Prior Sale	Mar 1, 2022
Deed Document Number	20232928075
Last Transfer Date	May 28, 2024
Transfer Doc	0002969994
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOOTENAI ID
Recording Date	Feb 6, 2023
Property Address	14004 N RAINIER LOOP, RATHDRUM, ID 83858-5171
Document Number	2928075000
Map Reference	MB L PG 322
Instrument Date	Jan 4, 2023
Instrument	2928075000
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	NOT AVAILABLE, KOOTENAI COUNTY TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14004 N RAINIER LOOP, RATHDRUM, ID 83858-5171
Investor	Possibly a Property Investor

Mortgage

Document Number	2928076000
Date	Feb 6, 2023
Instrument	2928076000

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	842 Months
Due	Apr 26, 2093

Interest

Rate Type	Adjustable Rate
Rate	7.19%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.1%

Tax Assessment & Valuation

The 2025 property tax bill for 14004 N Rainier Loop was $1,793 with a homeowner's exemption, up 3.2% from the year before.

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Municipality	Rathdrum City
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,793.00 (+3.22%) Homeowner's exemption	$472,781 Land $175,000 Building $297,781	$472,781 Land $175,000 Building $297,781
2024	$1,737.00 (+5.79%)
2023	$1,642.00 (+59.88%) Homeowner's exemption	$459,229 (+5.96%) Land $175,000 Building $284,229	$459,229 (+5.96%) Land $175,000 Building $284,229
2022	$1,027.00 Homeowner's exemption	$433,390 Land $175,000 Building $258,390	$433,390 Land $175,000 Building $258,390

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 14004 N Rainier Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14004 N Rainier Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 95% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RATHDRUM serves 10,358 people · EPA ID ID1280152
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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