1398 Swallow Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1398 Swallow Dr, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1959
Lot Size0.152 acres (6,600 sqft)
Owner2 Individual Names on File
Last Sale$171,000 (Feb 1997)
Tax Bill$4,279 (2025)
Deeds & MortgagesAug 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN482-022-05-00

Property Details

APN / Parcel Number

Primary APN482-022-05-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,260 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleContemporary
Exterior MaterialStucco
Roof MaterialComposition Shingle
Lot Area6,600 sqft (0.152 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1398 SWALLOW DR
CityEL CAJON
StateCA
Zip92020-1457
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-6
Legal DescriptionLOT 9 TR 003847
Legal SubdivisionFLYING HILLS ESTATES
Legal Tract003847
Legal Block1
Legal Lot Number9
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1000
Census Tract16201

Owner

1398 Swallow Dr is owned and occupied by two individuals who bought it in February 1997.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1398 SWALLOW DR, EL CAJON, CA 92020-1457
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 1997 · Amount on File
Deed SaleFeb 27, 1997 · Amount on File
Prior SaleAug 5, 1988 · Amount on File
Deed Document Number199787162
Prior Transfer DateFeb 15, 1995
Prior Transfer Doc0000075279
Record UpdatedOct 29, 2026

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1398 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number0000386220
Instrument DateAug 16, 2017
Transaction TypeMortgage
Record UpdatedAug 24, 2018
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1398 SWALLOW DR EL CAJON CA 920201457, EL CAJON, CA 92020-1457

Mortgage

Document Number0000386220
DateAug 24, 2017
Instrument386220
Lender
NameBANK OF AMERICA
TypeBank
AddressTAMPA, FL 33634
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1398 Swallow Dr was $4,279 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$283,271 (+2%) Land $91,107 Building $192,164
2025$4,279.00 Homeowner's exemption$277,718 Land $89,321 Building $188,397
2023$4,094.00 (+1.46%) Homeowner's exemption$266,935 Land $85,853 Building $181,082
2022$4,035.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1398 Swallow Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1398 Swallow Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHELIX WATER DISTRICT
serves 277,918 people · EPA ID CA3710010
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Swallow Dr

Nearby Streets

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