1386 Swallow Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1386 Swallow Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,111 sqft · built 1980
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Aug 2022)
Tax Bill	$7,752 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`482-022-06-00`

Property Details

APN / Parcel Number

Primary APN	`482-022-06-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,111 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1386 SWALLOW DR
City	EL CAJON
State	CA
Zip	92020-1457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 8 TR 003847
Legal Subdivision	FLYING HILLS ESTATES
Legal Tract	003847
Legal Block	1
Legal Lot Number	8
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	16201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Grant Deed, Transfer · VA Mortgage MERCHANTS HOME LENDING
Sep 23, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC
Apr 23, 2020	Grant Deed, Transfer · VA Mortgage COMMERCE HOME MORTGAGE LLC
Nov 22, 2019	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Nov 22, 2019	Grant Deed, Transfer WEXLER RANDY S TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Prior Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	2022337457
Prior Transfer Date	Nov 12, 2019
Prior Transfer Doc	0000543216
Record Updated	Oct 29, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2022
Property Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number	0000337457
Map Reference	MAP 3847
Instrument Date	Aug 9, 2022
Instrument	2022-0337457
Transaction Type	Transfer
Record Updated	Aug 30, 2022
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457

Mortgage

Document Number	0000337458
Date	Aug 22, 2022
Instrument	2022-0337458

Lender

Name	MERCHANTS HOME LENDING
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457
Transaction Type	Mortgage
Record Updated	Sep 30, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457

Mortgage

Document Number	0000672525
Date	Sep 23, 2021
Instrument	2021-0672525

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company
Address	MIAMI, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 23, 2020
Property Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number	0000208025
Map Reference	MAP 3847
Instrument Date	Mar 22, 2020
Instrument	2020-0208025
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457

Mortgage

Document Number	0000208026
Date	Apr 23, 2020
Instrument	2020-0208026

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2019
Property Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number	0000543216
Instrument Date	Nov 12, 2019
Instrument	543216
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2046 BRANDILYN ST ANCHORAGE AK 995161964, ANCHORAGE, AK 99516-1964

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 22, 2019
Property Address	1386 SWALLOW DR, EL CAJON, CA 92020-1457
Document Number	0000543217
Instrument Date	Nov 12, 2019
Instrument	543217
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1698 N MOGNOLIA AVE #106 SPRING VALLEY CA 91977, 106, SPRING VALLEY, CA 91977

Mortgage

Document Number	543218
Date	Nov 22, 2019
Instrument	543218

Lender

Name	WEXLER RANDY S TRUST (RT)

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$769,375 (+2%) Land $530,604 Building $238,771
2025	$7,752.00 (-20.09%) Veteran's exemption	$754,290 (+7.3%) Land $520,200 Building $234,090
2024	$9,701.00 (+4.86%)
2023	$9,251.00 (+22.13%)	$703,000 Land $484,000 Building $219,000
2022	$7,575.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

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